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About Marcelle Smith

By pairing my real estate knowledge with the support of the largest real estate company in Georgia, Better Homes and Gardens Real Estate Metro Brokers, I offer my clients everything they need – real estate, mortgage, insurance and closing services.

BHGRE Metro Brokers combines top-notch training, convenient office locations, superior marketing and the latest technology to guarantee winning results. 

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BHGRE Metro Brokers

Marcelle Smith

Marcelle Smith


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2725 Hamilton Mill Rd Ste 2400 , Buford - GA 30519

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Real Estate Glossary Terms

  • Built-up Method

    Approach to determining a capitalization rate for use in valuating property so as to arrive at a suitable purchase price. To the risk free interest rate is added a risk premium to cover the greater risk. If the risk free rate is 6% and a risk premium of 35 is necessary to compensate for the properti ...

  • Debenture, Subordinated

    Very junior issues of debt, according to explicit statements in the indenture, which rank after other unsecured debt. ...

  • Premium Adjustment Endorsement

    Provision in an insurance policy allowing an initial premium to be charged, but subject to adjustment during the period of coverage or at the end of coverage depending on the actual loss experience of the insured risk. ...

  • Purchasing Power Risk

    Investment risk associated with the relationship between the yield (interest, dividends, and capital) of financial instruments and the rate of inflation in the economy. For fixed income financial instruments such as a fixed dollar annuity and fixed dollar life insurance, the financial security of th ...

  • Risk Rating, Individual

    Rating system under which a specific premium rate, rather than a manual or class rate, is assigned to each unit of exposure. ...

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