A Spot On The Water

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About Maria Lewis

I'm a native Floridian,over 35 yrs experience in various aspects of Real Estate. My husband, Cliff, & I enjoy the relaxed Florida lifestyle with Cami & Porsche, our golden retrievers. Family is important & we spend our free time to travelling to visit our grown sons & family. I love what I do and strive to give 110% in the service given to my clients. Continuing education is a key element to my success due to our ever-evolving business.

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Maria Lewis RE/MAX Signature

Maria Lewis

1-386-295-5898

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1134 W Granada Blvd , Ormond Beach - FL 32174

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Real Estate Glossary Terms

  • Construction Financing

    The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. Construction can be financed in two ways. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which ...

  • Confusion Of Goods

    Peril that occurs when personal property of two or more people is mixed to such an extent that any one owner can no longer identify his or her property. ...

  • Prospective Reserve

    Amount designated as a future liability for life or health insurance to meet the difference between future benefits and future premiums, net level premium is determined so that this basic relationship holds: the present value of a future premium equals the present value of a future benefit. This rel ...

  • Safe Burglary Insurance

    Coverage against a loss resulting from the forcible entry of a safe. In order for this coverage to be applicable, there must be signs of forcible entry into the premises in which the safe is located. ...

  • Stop Loss Insurance

    Coverage purchased by employers in order to limit their exposure under self insurance medical plans. This coverage is available in two types: Specific stop loss Coverage is initiated when a claim reaches the threshold selected by the employer. After the threshold is reached, the stop-loss policy wou ...

Real Estate Advice


 

Agent Advice

5 Real Estate Marketing Ideas For 2020

5 Real Estate Marketing Ideas For 2020

  The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents.    With that in mind, we’ve put together this list of ...

Homebuyer Tips

Pros And Cons Of Living In Boca Raton

Pros And Cons Of Living In Boca Raton

  There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...

Homebuyer Tips

Home Loans With 0 Down Payment

Home Loans With 0 Down Payment

Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...

Homebuyer Tips

How Can You Improve Your Credit Score?

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

Homebuyer Tips

All About The USDA Loans

All About The USDA Loans

What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...

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