A Spot On The Water

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About Maria Lewis

I'm a native Floridian,over 35 yrs experience in various aspects of Real Estate. My husband, Cliff, & I enjoy the relaxed Florida lifestyle with Cami & Porsche, our golden retrievers. Family is important & we spend our free time to travelling to visit our grown sons & family. I love what I do and strive to give 110% in the service given to my clients. Continuing education is a key element to my success due to our ever-evolving business.

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Maria Lewis RE/MAX Signature

Maria Lewis

1-386-295-5898

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1134 W Granada Blvd , Ormond Beach - FL 32174

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Real Estate Glossary Terms

  • Construction Financing

    The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. Construction can be financed in two ways. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which ...

  • Confusion Of Goods

    Peril that occurs when personal property of two or more people is mixed to such an extent that any one owner can no longer identify his or her property. ...

  • Prospective Reserve

    Amount designated as a future liability for life or health insurance to meet the difference between future benefits and future premiums, net level premium is determined so that this basic relationship holds: the present value of a future premium equals the present value of a future benefit. This rel ...

  • Safe Burglary Insurance

    Coverage against a loss resulting from the forcible entry of a safe. In order for this coverage to be applicable, there must be signs of forcible entry into the premises in which the safe is located. ...

  • Stop Loss Insurance

    Coverage purchased by employers in order to limit their exposure under self insurance medical plans. This coverage is available in two types: Specific stop loss Coverage is initiated when a claim reaches the threshold selected by the employer. After the threshold is reached, the stop-loss policy wou ...

Real Estate Advice


 

Home Seller Tips

How To Improve The Privacy Of Your Home

How To Improve The Privacy Of Your Home

If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...

Homebuyer Tips

In The Miscellaneous Labyrinth Of Real Estate Finance

In The Miscellaneous Labyrinth Of Real Estate Finance

To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments.  We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...

Homebuyer Tips

Eco-friendly Vs. Harmful Building Materials

Eco-friendly Vs. Harmful Building Materials

More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...

Homebuyer Tips

Home Automation That Can Be Implemented

Home Automation That Can Be Implemented

Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...

Agent Advice

Digital Trends That Revolutionized The Real Estate Industry

Digital Trends That Revolutionized The Real Estate Industry

Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...

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