A Spot On The Water

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About Maria Lewis

I'm a native Floridian,over 35 yrs experience in various aspects of Real Estate. My husband, Cliff, & I enjoy the relaxed Florida lifestyle with Cami & Porsche, our golden retrievers. Family is important & we spend our free time to travelling to visit our grown sons & family. I love what I do and strive to give 110% in the service given to my clients. Continuing education is a key element to my success due to our ever-evolving business.

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Maria Lewis RE/MAX Signature

Maria Lewis

1-386-295-5898

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1134 W Granada Blvd , Ormond Beach - FL 32174

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Real Estate Glossary Terms

  • Construction Financing

    The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. Construction can be financed in two ways. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which ...

  • Confusion Of Goods

    Peril that occurs when personal property of two or more people is mixed to such an extent that any one owner can no longer identify his or her property. ...

  • Prospective Reserve

    Amount designated as a future liability for life or health insurance to meet the difference between future benefits and future premiums, net level premium is determined so that this basic relationship holds: the present value of a future premium equals the present value of a future benefit. This rel ...

  • Safe Burglary Insurance

    Coverage against a loss resulting from the forcible entry of a safe. In order for this coverage to be applicable, there must be signs of forcible entry into the premises in which the safe is located. ...

  • Stop Loss Insurance

    Coverage purchased by employers in order to limit their exposure under self insurance medical plans. This coverage is available in two types: Specific stop loss Coverage is initiated when a claim reaches the threshold selected by the employer. After the threshold is reached, the stop-loss policy wou ...

Real Estate Advice


 

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

Homebuyer Tips

Buying A Home In High Point NC

Buying A Home In High Point NC

Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...

Homebuyer Tips

Best Tips For First Time Home Buyers

Best Tips For First Time Home Buyers

Are you interested in entering the world of homeownership? If you are a first home buyer, options for what you can buy right now might be somewhat limited. In major cities, prices are still rising, and many people are anxious to get into the market quickly. However, it is better not to rush in, as there are a few things that you will need to do before making that ...

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