A Spot On The Water

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About Maria Lewis

I'm a native Floridian,over 35 yrs experience in various aspects of Real Estate. My husband, Cliff, & I enjoy the relaxed Florida lifestyle with Cami & Porsche, our golden retrievers. Family is important & we spend our free time to travelling to visit our grown sons & family. I love what I do and strive to give 110% in the service given to my clients. Continuing education is a key element to my success due to our ever-evolving business.

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Maria Lewis RE/MAX Signature

Maria Lewis

1-386-295-5898

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1134 W Granada Blvd , Ormond Beach - FL 32174

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Real Estate Glossary Terms

  • Construction Financing

    The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. Construction can be financed in two ways. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which ...

  • Confusion Of Goods

    Peril that occurs when personal property of two or more people is mixed to such an extent that any one owner can no longer identify his or her property. ...

  • Prospective Reserve

    Amount designated as a future liability for life or health insurance to meet the difference between future benefits and future premiums, net level premium is determined so that this basic relationship holds: the present value of a future premium equals the present value of a future benefit. This rel ...

  • Safe Burglary Insurance

    Coverage against a loss resulting from the forcible entry of a safe. In order for this coverage to be applicable, there must be signs of forcible entry into the premises in which the safe is located. ...

  • Stop Loss Insurance

    Coverage purchased by employers in order to limit their exposure under self insurance medical plans. This coverage is available in two types: Specific stop loss Coverage is initiated when a claim reaches the threshold selected by the employer. After the threshold is reached, the stop-loss policy wou ...

Real Estate Advice


 

Agent Advice

Most Profitable Real Estate Niches For Agents

Most Profitable Real Estate Niches For Agents

Given the opportunity, most real estate agents, and certainly all the hungriest ones, will work with you to buy or sell any property. A real estate agent who is best known for selling single-family homes is not likely to turn down a commercial listing, especially when they are just starting their real estate career.   Real estate can feel like a big ocean ...

Agent Advice

Best Real Estate Companies For New Agents

Best Real Estate Companies For New Agents

If you are just getting started on your journey as a real estate agent, you probably have plenty of motivation and excitement for this new beginning. Going through those licensing courses and studying for your licensing exam finally paid off and you feel accomplished. There is a long journey ahead of you and the first years as a real estate agent are certainly not the ...

Homebuyer Tips

Most Promising Real Estate Markets In The U.S.

Most Promising Real Estate Markets In The U.S.

While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...

Agent Advice

How To Become A Better Real Estate Professional

How To Become A Better Real Estate Professional

If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...

Homebuyer Tips

Cleanest Cities In Florida

Cleanest Cities In Florida

Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...

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