A Spot On The Water

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About Maria Lewis

I'm a native Floridian,over 35 yrs experience in various aspects of Real Estate. My husband, Cliff, & I enjoy the relaxed Florida lifestyle with Cami & Porsche, our golden retrievers. Family is important & we spend our free time to travelling to visit our grown sons & family. I love what I do and strive to give 110% in the service given to my clients. Continuing education is a key element to my success due to our ever-evolving business.

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Maria Lewis RE/MAX Signature

Maria Lewis

1-386-295-5898

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1134 W Granada Blvd , Ormond Beach - FL 32174

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Real Estate Glossary Terms

  • Construction Financing

    The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. Construction can be financed in two ways. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which ...

  • Confusion Of Goods

    Peril that occurs when personal property of two or more people is mixed to such an extent that any one owner can no longer identify his or her property. ...

  • Prospective Reserve

    Amount designated as a future liability for life or health insurance to meet the difference between future benefits and future premiums, net level premium is determined so that this basic relationship holds: the present value of a future premium equals the present value of a future benefit. This rel ...

  • Safe Burglary Insurance

    Coverage against a loss resulting from the forcible entry of a safe. In order for this coverage to be applicable, there must be signs of forcible entry into the premises in which the safe is located. ...

  • Stop Loss Insurance

    Coverage purchased by employers in order to limit their exposure under self insurance medical plans. This coverage is available in two types: Specific stop loss Coverage is initiated when a claim reaches the threshold selected by the employer. After the threshold is reached, the stop-loss policy wou ...

Real Estate Advice


 

Home Seller Tips

Social Distancing During The Home Buying/Selling Process

Social Distancing During The Home Buying/Selling Process

Being a homeowner after many years of moving from one rental to another is probably one of greatest accomplishments a person can feel. Also, during our lifetime we will be faced with the decision of selling our homes for various reasons. Maybe you want to move out to a more family-friendly place, or you want to be closer to your family and friends, maybe it’s the ...

Agent Advice

Agents: How To Sell A House During A Pandemic

Agents: How To Sell A House During A Pandemic

The coronavirus outbreak dealt a massive blow to the economy. Many industries find themselves struggling during the pandemic because of the restrictions imposed by the government and authorities in order to contain the spread of the disease. With the current situation of the pandemic, many people fear to go outdoors while others are careless. We are also witnessing a ...

Homebuyer Tips

Minimum Credit Score In The USA For Home Loans

Minimum Credit Score In The USA For Home Loans

  We all dream about the glorious day we move into our own home. After all the years, moving from one rental to another, the day has come when you can finally think about your own place. You have enough money for your down payment and with a good credit score, you are now able to get a home loan. The American dream of homeownership is now within your ...

Home Seller Tips

How To Sell A House In Orlando, Florida

How To Sell A House In Orlando, Florida

The state of Florida also known as the “Sunshine State” is renowned worldwide for its touristic attractions. World-class beach experience, dining, and amusement parks are just some of the things people come for in Florida. With such an increasing number of people coming in the state the demand for housing has also increased over the years. With more people ...

Homebuyer Tips

Sustainably Refurnishing Your Home

Sustainably Refurnishing Your Home

  Sustainability is a concept for the future and it is highly important that we understand it. If we are thinking of the future we have to think of both something that can be used for the long term and also something that doesn’t produce waste. A sustainable way of refurbishing your home is quite a tricky thing to embark on, but if we want to live in a clean ...

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