A Spot On The Water

About Marie Cruz

I earned my bachelors degree from California State University-Northridge in Finance and earned a minor in Real Estate. In the last 20 years, I have worked in the real estate field, in many different real estate roles for multi million sales companies.

My work experience in Mortgage Financing, Construction Lending Officer, and Default Loan Mortgage Financial Analyst, has given me a full Real Estate cycle knowledge of the home buying processes from initial application to closing, funding, Auditing to then servicing the loan. I have worked for Washington Mutual, Merrill Lynch, HomeSide Lending and ABN Amro-Mortgage Servicers. I love to assist, coach and guide my clients in such an important financial decision as it is to buy a home! I am personal, transparent and I bring synergies to my clients.

Florida Homes Realty

Marie Cruz

Marie Cruz



Real Estate Glossary Terms

  • Demand Loan

    Also called demand note. A loan with no established maturity period, callable on demand by the lend ...

  • Legal Age

    The age at which one is legally capable of entering into binding contracts, signing a deed and negot ...

  • Tax Base

    The value of property subject to tax. The tax equals the tax rate multiplied by the property's value ...

  • Rent-free Period

    Span of time a rental agreement is free to the occupant. A landlord may offer this as an incentive ...

  • Contingent Business Income Coverage Form

    Coverage for loss in the net earnings of a business if a supplier business, subcontractor, key custo ...

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