Contact details

1054 3rd Street , Jacksonville - FL 32250

About Marie Cruz

I earned my bachelors degree from California State University-Northridge in Finance and earned a minor in Real Estate. In the last 20 years, I have worked in the real estate field, in many different real estate roles for multi million sales companies.

My work experience in Mortgage Financing, Construction Lending Officer, and Default Loan Mortgage Financial Analyst, has given me a full Real Estate cycle knowledge of the home buying processes from initial application to closing, funding, Auditing to then servicing the loan. I have worked for Washington Mutual, Merrill Lynch, HomeSide Lending and ABN Amro-Mortgage Servicers. I love to assist, coach and guide my clients in such an important financial decision as it is to buy a home! I am personal, transparent and I bring synergies to my clients.

Marie Cruz

Florida Homes Realty

Marie Cruz


 
 

My credentials


Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Home Seller Tips

What Not To Fix When Selling A House

What Not To Fix When Selling A House

Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...

Agent Advice

Up Your Realtor Game With Latest Real Estate Technology

Up Your Realtor Game With Latest Real Estate Technology

Saying that today's world is vastly different from the world most of us grew up in is an understatement. Still, even if we look back 5 or 10 years from now, our daily lives were vastly different then than they are now. That is the result of technological advancements that trickled down into every aspect of our lives. From how we do our jobs to how we look for a home, ...

Agent Advice

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...

Agent Advice

How Much Do Real Estate Agents Spend On Marketing?

How Much Do Real Estate Agents Spend On Marketing?

If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...

Agent Advice

How To Retain Your Real Estate Clients Effectively?

How To Retain Your Real Estate Clients Effectively?

The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...

 

Real Estate Glossary Terms

  • Demand Loan

    Also called demand note. A loan with no established maturity period, callable on demand by the lender for repayment. The interest on this type of loan is calculated on a daily basis and billed at fixed intervals. ...

  • Legal Age

    The age at which one is legally capable of entering into binding contracts, signing a deed and negotiating business agreements. In most states this is the age of majority. Normally this is the age of 18. However, for certain activities, such as drinking alcoholic beverages, the age could be higher o ...

  • Tax Base

    The value of property subject to tax. The tax equals the tax rate multiplied by the property's value. ...

  • Rent-free Period

    Span of time a rental agreement is free to the occupant. A landlord may offer this as an incentive to stimulate rentals. For example, an owner of an office building may provide a free rental for the first month if the tenant signs a one-year lease. ...

  • Contingent Business Income Coverage Form

    Coverage for loss in the net earnings of a business if a supplier business, subcontractor, key customer, or manufacturer doing business with the insured business cannot continue to operate because of damage or destruction. For example, a specialty hot dog stand noted for its great buns cannot sell i ...

Marie Cruz Marie Cruz Testimonials

 

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