Beautiful traditional homes

About Mary Ann Mercer / Buyers Agent


I am very proud to be associated with Downing-Frye Realty, Inc.. We have been voted (by the readers of the Naples Daily News) as the #1 Realty Company since 2002!

With over 15 moves myself, I understand completely how my Buyers feel. This is a very important decision in your life and to avoid any bias on specific homes or areas, I DO NOT SOLICIT LISTINGS. As a result, my only goal is to find you the best home for your wants and needs. I listen very carefully to your expectations and ask you to fill out my Buyer's Questionnaire so that I do not waste your time showing you property that does not meet your desires or price range.

I also feel very strongly that it is my responsibility to you to point out any potential pitfalls in a property so that you can make an informed decision.

I would love to assist you in finding your place in paradise, so email or call me and let's talk!

Downing-Frye Realty, Inc.

Mary Ann  Mercer / Buyers Agent

Mary Ann Mercer / Buyers Agent


Real Estate Glossary Terms

  • Branch Office

    Office created by an organization in another location for the purpose of providing localized services. Is an integral part of the main organization, but may not have all of the resources or, in some cases, the authority of the main organization. ...

  • Cumulative Interest

    The sum of all interest payments to date or over the life of the loan. This is not a good measure of the cost of credit to the borrower because it does not include upfront cash payments and it is not adjusted for the time value of money. ...

  • First-dollar Coverage

    Insurance policy under which payment is made for a loss not subject to any deductible or under which payment is made up to the limits of the policy, and then an excess insurance policy takes effect. For example, a homeowners insurance policy section II (liability coverage) would pay up to its limits ...

  • Nonadmitted Insurance

    Policy purchased by an insured from an insurer in another state. This insurer is not licensed in the state where the insured's risk is located. ...

  • Pension Plan

    Retirement program to provide employees (and often, spouses) with a monthly income payment for the rest of their lives. To qualify, an employee must have met minimum age and service requirements. Benefit formulas can be either the defined contribution pension (money purchase plan) or the defined ben ...

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