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About Melody Smedick, Broker/Owner

Choosing a real estate professional, with not only the right experience, qualifications and knowledge, but also someone who is responsive to your needs and who will skillfully represent you in all aspects of purchasing or selling your home, is one of the most important decisions you may make in your lifetime.

I am a knowledgeable, experienced real estate professional that you can rely on. I truly strive for 100% client satisfaction. My goal is to build life-long relationships with each and everyone of my clients. My personalized service combined with knowledge, professionalism and enthusiasm is what differentiates me from the rest.

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Melody Smedick, Broker/Owner

Melody Smedick, Broker/Owner


Real Estate Glossary Terms

  • Depreciated Cost (taxation)

    New cost less accumulated depreciation to date. ...

  • Ginnie Mae

    Looking to understand what is Ginnie Mae? You’ve been hearing about it and knows not what it means. Let us help with the most succinct Ginnie Mae definition possible: Ginnie Mae is the Government National Mortgage Association (GNMA). It’s basically the phonetic sound of the initials. Say ...

  • Moisture Barrier

    Layer of material put on the outside wall or foundation to prevent the intrusion of water or humidity into the structure. A moisture barrier is constructed out of plastic, aluminum foil, or other water-resistant material. In some cases, a moisture barrier is wrapped around fiberglass insulating mate ...

  • Level Premium Group Annuity

    Type of premium plan under which the employer (if noncontributory plan) or the employer and employee (if contributory plan) make level annual premium payments to fund the future retirement benefits of the employee, through a group deferred annuity, plus a group life insurance policy on the employee, ...

  • Loading

    Addition to the pure cost of insurance that reflects agent commissions, premium taxes, administrative costs associated with putting business on an insurance company's books, and contingencies. ...

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