Chefs Kitchen

I SPEAK:

English flag
English

About Melody Smedick, Broker/Owner

Choosing a real estate professional, with not only the right experience, qualifications and knowledge, but also someone who is responsive to your needs and who will skillfully represent you in all aspects of purchasing or selling your home, is one of the most important decisions you may make in your lifetime.


I am a knowledgeable, experienced real estate professional that you can rely on. I truly strive for 100% client satisfaction. My goal is to build life-long relationships with each and everyone of my clients. My personalized service combined with knowledge, professionalism and enthusiasm is what differentiates me from the rest.

Preferred Real Estate Group

Melody Smedick, Broker/Owner

Melody Smedick, Broker/Owner


 

Real Estate Glossary Terms

  • Depreciated Cost (taxation)

    New cost less accumulated depreciation to date. ...

  • Ginnie Mae

    Looking to understand what is Ginnie Mae? You’ve been hearing about it and knows not what it means. Let us help with the most succinct Ginnie Mae definition possible: Ginnie Mae is the Government National Mortgage Association (GNMA). It’s basically the phonetic sound of the initials. Say ...

  • Moisture Barrier

    Layer of material put on the outside wall or foundation to prevent the intrusion of water or humidity into the structure. A moisture barrier is constructed out of plastic, aluminum foil, or other water-resistant material. In some cases, a moisture barrier is wrapped around fiberglass insulating mate ...

  • Level Premium Group Annuity

    Type of premium plan under which the employer (if noncontributory plan) or the employer and employee (if contributory plan) make level annual premium payments to fund the future retirement benefits of the employee, through a group deferred annuity, plus a group life insurance policy on the employee, ...

  • Loading

    Addition to the pure cost of insurance that reflects agent commissions, premium taxes, administrative costs associated with putting business on an insurance company's books, and contingencies. ...

Real Estate Advice


 

Homebuyer Tips

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...

Homebuyer Tips

Waterfront Properties For Sale In Pasadena, MD

Waterfront Properties For Sale In Pasadena, MD

There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...

Homebuyer Tips

Living In Cape Coral Florida

Living In Cape Coral Florida

When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...

Homebuyer Tips

Living In Charlotte, NC Pros And Cons

Living In Charlotte, NC Pros And Cons

The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...

Home Seller Tips

When A Friend Lists For Sale By Owner

When A Friend Lists For Sale By Owner

Being a real estate agent kinda makes you the go-to person for friends and family who are looking into buying or selling a house. When you find out that a friend of yours is going about selling their house on their own, of course you know what this means. Aside from the tips and tricks that they might come to you for help with, it’s also the fact that you know ...

My credentials

RealEstateAgent.com member badge
Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark

Testimonials

Find us

Service areas