I SPEAK:
Mel & Barb are your real estate professionals on Florida’s Gulf Coast, specializing in beach front properties, island homes and condos. Whether you are looking for a vacation property, investment opportunity or year round home, they offer the finest Gulf Coast, Anna Maria Island living and Country Club homes.
From their office at Island Vacation Properties, LLC. in Holmes Beach on beautiful Anna Maria Island, Mel and Barb can show you spectacular Gulf Island homes, condos, duplexs. From Longboat Key and Bradenton Beach in the south to Holmes Beach and Anna Maria City in the north, Mel and Barb will give you many Gulf Coast and Island property options. Many properties feature direct beach front access to the Gulf of Mexico or Canal access to the Intracoastal waterway and Sarasota Bay for the boating enthusiast.
Mel and Barb are itimately familiar with the numerous Golf and Country Club Communities in Manatee and Sarasota counties. They can find you the property and price range ideal for you. No matter if you are buying or selling, Mel and Barb will get you the best deal!
We are licensed Realtors in the State of Florida. We specialize in representing clients in the purchase and sale of single-family residences and income property within Anna Maria Island including Anna Maria, Bradenton Beach, Bradenton and Sarasota, Florida.
We truly love this area and pride ourselfves on my knowledge of current transactions, school districts, neighborhood information, and related services, including mortgage, insurance and inspection information.
We are customer driven Realtors dedicated to achieving results and providing exceptional service. Mel & Barb welcome foreign inquiries and are proud to include among their clients people from Europe and Canada.
If you are in the market to buy or sell a home, we will put our 14 years of real estate expertise to work for you!
Same as term junior mortgage: Mortgage placed on a property after a previous mortgage. It can be a second, third, etc. mortgage. A junior mortgage is subordinate to the terms of a previous mortgage. Junior mortgages usually require a premium interest rate. For example, John, buys a home for $175,000 ...
(Formerly the American College of Life Underwriters) accrediting body for the CLU (Chartered Life Underwriter) and the ChFC (Chartered Financial Consultant) designations. Provides undergraduate, graduate and continuing education in life insurance and financial services courses on both a residence an ...
Illness or sickness such as cancer, poliomyelitis, leukemia, diphtheria, smallpox, scarlet fever, tetanus, spinal meningitis, encephalitis, tularemia, hydrophobia, and sickle cell anemia, all of which are covered in health insurance policies as specified. ...
Coverage tailored to the particular requirements of an insured, when a standard policy cannot be used to provide coverage for real or personal property. A manuscript policy is often written on site by an agent (most often representing a large brokerage house) to reflect the special conditions and pr ...
Size of the losses used as a factor in calculating premium rates. For example, the U.S. Bureau of Labor Statistics studies the number of days lost by injured employees per million person-hours worked. ...
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Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...