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About Michele Taylor
I love where I work and play. Northern Colorado is beautiful and full of friendly people. I enjoy spending time with my family and friend and welcoming in new friends. I am dedicated in providing excellent service to my clients with helping them purchase or sell their home. I look forward to meeting and working with you. I am always just a phone call away.
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Real Estate Glossary Terms
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Zoning Ordinance
Local regulation on how real property may be used in a particular locality. The county may establish different zoning classifications and restrictions. If the ordinance is violated, penalties mat be assessed. There may be circumstances in which a variation to the ordinance may be allowed. ...
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Housing Bank
A government-owned or -affiliated lender that makes home loans directly to consumers. With minor exceptions, government in the U.S. has never loaned directly to consumers, but housing banks have been widespread in many developing countries. In the first two decades after World War II, about 50 housi ...
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Capital Stock Insurance Company
Company that has a capital fund established by contributions from its stockholders in addition to its surplus accounts and reserve accounts. ...
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Parcel Post Insurance
Coverage for a shipper (owner/sender) for property damage or loss of goods in transit through the post office. A trip transit insurance policy specifically excludes coverages on property sent through the post office since that agency is not a common carrier and does not incur the liability of a comm ...
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Pro Rata Cancellation
Revocation of a policy by an insurance company that returns to the policyholder the unearned premium (the portion of the premium for the remaining time period that the policy will not be in force). There is no reduction for expenses already paid by the insurer for that time period. ...
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