Contact details

10130 Mallard Creek Rd #300 , Charlotte - NC 28262
Office: 1-704-277-6509

About M.J. Clay

 

I am a member of the Charlotte Board of Realtors, North Carolina Board of REALTORS®, North Carolina State Bar. As a Realtor, I ensure that my clients are well informed and fiercely represented throughout their real estate process. Because every client and every transaction is unique, it is important to that you have a experienced and caring advocate!

M.J. Clay
Carod Properties

Carod Properties

M.J. Clay


 
 

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Fair Housing and Equal Opportunity (FHEO)
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Homebuyer Tips

Living In Miami FL, America

Living In Miami FL, America

Immaculate beaches stretching as far as the eye can see, bordered by the cerulean blue Atlantic ocean. Thousands of energetic spring breakers and partygoers moving together in time to the thunderous sounds and spellbinding lights of an EDM concert. Luxurious waterfront mega-mansions and towering downtown office buildings dazzling all who behold them. What do all of ...

Homebuyer Tips

Pros And Cons Of Living In Land O’Lakes Florida

Pros And Cons Of Living In Land O’Lakes Florida

If you love the coastline vibes and gorgeous orange sunsets, then Florida is the State for you! In the Sunshine State, there is no shortage of such places, and one of the most popular coastal areas is the Tampa Bay region. If you are looking for the perfect weather, coastal vibes, and a cozy beachfront home, then this is the place for you. On the other hand, these ...

Homebuyer Tips

Living In Port Charlotte, Florida

Living In Port Charlotte, Florida

For decades, Florida has been a popular destination for well-to-do home buyers seeking a decadent, luxurious lifestyle, a temperate climate and a long list of activities that can be enjoyed year round. If this is the life you’re searching for, then we’ve got the perfect place for you: Port Charlotte FL! If you’re looking for a new place to call home, ...

Homebuyer Tips

Pros And Cons Of Living In Huntersville NC

Pros And Cons Of Living In Huntersville NC

Before you move to a new city, you’re going to want to feel like you know the city. You’ll want to know every little detail, from what the best restaurants are to how much a home costs to whether or not it’s crime rates are high. Before you move, you’ll want to know it all. This is just a normal part of moving to a new town! Now, let’s ...

Homebuyer Tips

Life In One Of Charlotte

Life In One Of Charlotte

Living in a big city is great in many ways. You have unlimited access to different business and job opportunities, and it can never get too monotonous or boring. Big cities never sleep. There is always movement and activity. There is always something to do, and a fast-paced environment requires you to be on your feet all the time if you want to keep up the pace. The ...

 

Real Estate Glossary Terms

  • Land Lease

    A ground lease that includes only the cost of leasing the land for a period of years. Normally, a land lease is valid for an extended period of time anticipating that improvements will be constructed on the property. ...

  • Seizin

    Individual who enjoy a freehold land right. ...

  • Gift In Trust

    Value or property given by an individual to a trustee who holds and administers it for the benefit of the donee (recipient of the gift). For example, a father entrusts a life insurance policy with all ownership rights to a trustee. The trustee owns the policy, collects the proceeds, and administers ...

  • Nonproportional Facultative Reinsurance

    Coverage in which an insurer is not bound to cede and a reinsurer is not bound to accept a risk. A separate reinsurance contract covers each cession. The contract is automatically renewed if the original insurance is renewed. Casualty facultative reinsurance is usually written on excess of loss basi ...

  • Pure Annuity

    Contract sold by insurance companies that pays a monthly (quarterly, semiannual, or annual) income benefit for the life of a person (the annuitant). The annuitant can never outlive the income from the annuity. Upon the death of the annuitant all income payments cease. There are no beneficiary benefi ...

M.J. Clay M.J. Clay Testimonials

 

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