I SPEAK:
English
About Norma Cardenas
Born and raised in Edinburg, I have a BBA with a minor in English. After teaching business subjects for ten years, I retired after 20 years as a hospital administrator. Retirement didn't work for me - I need to be busy and active, so I became a realtor in 2012. My family has over 110 years in the real estate industry, so it was a logical move for me. I love meeting new clients and helping them through the selling or buying process! I have been involved in the community all my adult life, serving on numerous civic and charitible boards and organizations. These include two terms as a McAllen ISD Trustee, Leadership McAllen, and the McAllen Chamber of Commerce. I was honored as McAllen's 1990 Woman of the Year and received a national award from my college sorority, Kappa Delta, for community service. There is so much growth and potential in The Rio Grande Valley and I so appreciate being a part of it!
Get in touch
Real Estate Glossary Terms
-
Business Life And Health Insurance
Coverage providing funds for maintenance of a business as closely to normal as possible in the event of a loss of a key person, owner, or partner. ...
-
Expense Limitation
Ceiling on expense reimbursement allowance, as stated in New York insurance law, that an insurance company licensed in New York State can give its agents. This is one reason why a company that is admitted (licensed) in all states but New York may have a sister company doing business only in New York ...
-
Future Service Benefits
Retirement payments to be credited for future years of service with an employer. ...
-
National Building Code
Set of standard safety guidelines adopted by many states to help provide uniformity in building construction and guard against fire hazards and other unsafe conditions in buildings. ...
-
Pension Benefit Guarantycorporation (pbgc)
Independent federal government organization authorized by the employee retirement income security act of 1974 (erisa) to administer the pension plan termination insurance program. Its function is to ensure that vested benefits of employees, whose pension plan is being terminated, will be paid as the ...
Real Estate Advice
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
Agent Advice
Creative Ways To Get Leads As A Real Estate Agent
When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
Stay connected with me
My credentials
