About Norma Cardenas

Born and raised in Edinburg, I have a BBA with a minor in English. After teaching business subjects for ten years, I retired after 20 years as a hospital administrator. Retirement didn't work for me - I need to be busy and active, so I became a realtor in 2012. My family has over 110 years in the real estate industry, so it was a logical move for me. I love meeting new clients and helping them through the selling or buying process! I have been involved in the community all my adult life, serving on numerous civic and charitible boards and organizations. These include two terms as a McAllen ISD Trustee, Leadership McAllen, and the McAllen Chamber of Commerce. I was honored as McAllen's 1990 Woman of the Year and received a national award from my college sorority, Kappa Delta, for community service. There is so much growth and potential in The Rio Grande Valley and I so appreciate being a part of it!

RE/MAX 1st Choice

Norma Cardenas

Real Estate Glossary Terms

Business Life And Health Insurance

Coverage providing funds for maintenance of a business as closely to normal as possible in the event of a loss of a key person, owner, or partner. ...
Expense Limitation

Ceiling on expense reimbursement allowance, as stated in New York insurance law, that an insurance company licensed in New York State can give its agents. This is one reason why a company that is admitted (licensed) in all states but New York may have a sister company doing business only in New York ...
Future Service Benefits

Retirement payments to be credited for future years of service with an employer. ...
National Building Code

Set of standard safety guidelines adopted by many states to help provide uniformity in building construction and guard against fire hazards and other unsafe conditions in buildings. ...
Pension Benefit Guarantycorporation (pbgc)

Independent federal government organization authorized by the employee retirement income security act of 1974 (erisa) to administer the pension plan termination insurance program. Its function is to ensure that vested benefits of employees, whose pension plan is being terminated, will be paid as the ...

Real Estate Advice

Homebuyer Tips

Houston Real Estate Market Overview Of 2022

Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...

Agent Advice

Black Friday Bucketlist For Realtors

The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...

Home Seller Tips

What Sells A House

Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...

Homebuyer Tips

10 Things That Could Turn Off Homebuyers

Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...

Home Seller Tips

What Not To Fix When Selling A House

Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...