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About Norma Cardenas
Born and raised in Edinburg, I have a BBA with a minor in English. After teaching business subjects for ten years, I retired after 20 years as a hospital administrator. Retirement didn't work for me - I need to be busy and active, so I became a realtor in 2012. My family has over 110 years in the real estate industry, so it was a logical move for me. I love meeting new clients and helping them through the selling or buying process! I have been involved in the community all my adult life, serving on numerous civic and charitible boards and organizations. These include two terms as a McAllen ISD Trustee, Leadership McAllen, and the McAllen Chamber of Commerce. I was honored as McAllen's 1990 Woman of the Year and received a national award from my college sorority, Kappa Delta, for community service. There is so much growth and potential in The Rio Grande Valley and I so appreciate being a part of it!
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Real Estate Glossary Terms
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Business Life And Health Insurance
Coverage providing funds for maintenance of a business as closely to normal as possible in the event of a loss of a key person, owner, or partner. ...
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Expense Limitation
Ceiling on expense reimbursement allowance, as stated in New York insurance law, that an insurance company licensed in New York State can give its agents. This is one reason why a company that is admitted (licensed) in all states but New York may have a sister company doing business only in New York ...
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Future Service Benefits
Retirement payments to be credited for future years of service with an employer. ...
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National Building Code
Set of standard safety guidelines adopted by many states to help provide uniformity in building construction and guard against fire hazards and other unsafe conditions in buildings. ...
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Pension Benefit Guarantycorporation (pbgc)
Independent federal government organization authorized by the employee retirement income security act of 1974 (erisa) to administer the pension plan termination insurance program. Its function is to ensure that vested benefits of employees, whose pension plan is being terminated, will be paid as the ...
Real Estate Advice
Homebuyer Tips
Living in a big city is great in many ways. You have unlimited access to different business and job opportunities, and it can never get too monotonous or boring. Big cities never sleep. There is always movement and activity. There is always something to do, and a fast-paced environment requires you to be on your feet all the time if you want to keep up the pace. The ...
Homebuyer Tips
Pros And Cons Of Living In Alpharetta GA
When you begin to toy with the idea of relocating to a new city, no matter how many cities are initially on your list of potential new homes, there is always one that comes out triumphantly in the end. That is the city that fits your family’s lifestyle the best and meets all your expectations for a new hometown. A place where you and your family will fit in, ...
Homebuyer Tips
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
Homebuyer Tips
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
Agent Advice
Tips For Realtors: Getting More Clients
As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...
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