I SPEAK:
English
About Oscar Garcia
If one word can describe Oscar, it is "achiever". He is friendly with an endless source of positive energy.
Five Things You May Not Know About Oscar:
1. His slight accent reveals that Oscar was born in El Salvador.
2. He arrived to the United States in August 1988. Few years later he became a US citizen.
3. Oscar got his real estate license in 2005. In 2011 he joined RE/Century 21 Sweyer & Associates, where he works to this day.
4. Oscar met his wife Vitia in New York, in 1998
5. Oscar and his family spend every Christmas with his wife's family.
What makes Oscar such a successful Realtor? As his clients confirm, it's his enthusiasm, energy, and honesty.In this market, the right agent makes all the difference.
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Real Estate Glossary Terms
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Buyer’s Policy
Insurance or maintenance policy taken out by a buyer of real or personal property. ...
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Ground Lease
A long-term lease of only land. ...
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Ex Gratia Payment
From favor payment by an insurance company to an insured even though the company has no legal liability. The company makes such a payment for goodwill purposes. ...
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Highly Protected Risk
Exposures where action has been taken to reduce the frequency and severity of loss, such as adding sprinkler systems in public buildings. These actions may result in a significant reduction in the fire insurance premium. ...
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Modification Of Contract
Adaptation of a standard insurance contract for special needs. Standard forms do not cover all needs but they can be adapted by an underwriter, broker, or an insurance company at the request of an insured. Risk managers may request many modifications in property and casualty coverage to meet the nee ...
Real Estate Advice
Homebuyer Tips
Dollars And Sense: Invest In Your 401k Or Pay Off Your Home
Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
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