I SPEAK:
English
About Oscar Garcia
If one word can describe Oscar, it is "achiever". He is friendly with an endless source of positive energy.
Five Things You May Not Know About Oscar:
1. His slight accent reveals that Oscar was born in El Salvador.
2. He arrived to the United States in August 1988. Few years later he became a US citizen.
3. Oscar got his real estate license in 2005. In 2011 he joined RE/Century 21 Sweyer & Associates, where he works to this day.
4. Oscar met his wife Vitia in New York, in 1998
5. Oscar and his family spend every Christmas with his wife's family.
What makes Oscar such a successful Realtor? As his clients confirm, it's his enthusiasm, energy, and honesty.In this market, the right agent makes all the difference.
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Real Estate Glossary Terms
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Buyer’s Policy
Insurance or maintenance policy taken out by a buyer of real or personal property. ...
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Ground Lease
A long-term lease of only land. ...
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Ex Gratia Payment
From favor payment by an insurance company to an insured even though the company has no legal liability. The company makes such a payment for goodwill purposes. ...
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Highly Protected Risk
Exposures where action has been taken to reduce the frequency and severity of loss, such as adding sprinkler systems in public buildings. These actions may result in a significant reduction in the fire insurance premium. ...
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Modification Of Contract
Adaptation of a standard insurance contract for special needs. Standard forms do not cover all needs but they can be adapted by an underwriter, broker, or an insurance company at the request of an insured. Risk managers may request many modifications in property and casualty coverage to meet the nee ...
Real Estate Advice
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
Homebuyer Tips
Home Automation That Can Be Implemented
Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
Homebuyer Tips
Homebuyer - Realtor Relationship In A Period Defined By COVID
At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...
Homebuyer Tips
House Hunting Goes Digital In 2021
As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...
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