I SPEAK:
English
About Oscar Garcia
If one word can describe Oscar, it is "achiever". He is friendly with an endless source of positive energy.
Five Things You May Not Know About Oscar:
1. His slight accent reveals that Oscar was born in El Salvador.
2. He arrived to the United States in August 1988. Few years later he became a US citizen.
3. Oscar got his real estate license in 2005. In 2011 he joined RE/Century 21 Sweyer & Associates, where he works to this day.
4. Oscar met his wife Vitia in New York, in 1998
5. Oscar and his family spend every Christmas with his wife's family.
What makes Oscar such a successful Realtor? As his clients confirm, it's his enthusiasm, energy, and honesty.In this market, the right agent makes all the difference.
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Real Estate Glossary Terms
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Buyer’s Policy
Insurance or maintenance policy taken out by a buyer of real or personal property. ...
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Ground Lease
A long-term lease of only land. ...
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Ex Gratia Payment
From favor payment by an insurance company to an insured even though the company has no legal liability. The company makes such a payment for goodwill purposes. ...
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Highly Protected Risk
Exposures where action has been taken to reduce the frequency and severity of loss, such as adding sprinkler systems in public buildings. These actions may result in a significant reduction in the fire insurance premium. ...
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Modification Of Contract
Adaptation of a standard insurance contract for special needs. Standard forms do not cover all needs but they can be adapted by an underwriter, broker, or an insurance company at the request of an insured. Risk managers may request many modifications in property and casualty coverage to meet the nee ...
Real Estate Advice
Agent Advice
Up Your Realtor Game With Latest Real Estate Technology
Saying that today's world is vastly different from the world most of us grew up in is an understatement. Still, even if we look back 5 or 10 years from now, our daily lives were vastly different then than they are now. That is the result of technological advancements that trickled down into every aspect of our lives. From how we do our jobs to how we look for a home, ...
Agent Advice
Word Of Mouth: The Best Advertising Tool A Realtor Can Use
As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...
Agent Advice
How Much Do Real Estate Agents Spend On Marketing?
If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...
Agent Advice
How To Retain Your Real Estate Clients Effectively?
The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...
Home Seller Tips
Risks And Rewards Of Selling Your Home Without A Realtor
From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...
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