I SPEAK:
English
About Oscar Garcia
If one word can describe Oscar, it is "achiever". He is friendly with an endless source of positive energy.
Five Things You May Not Know About Oscar:
1. His slight accent reveals that Oscar was born in El Salvador.
2. He arrived to the United States in August 1988. Few years later he became a US citizen.
3. Oscar got his real estate license in 2005. In 2011 he joined RE/Century 21 Sweyer & Associates, where he works to this day.
4. Oscar met his wife Vitia in New York, in 1998
5. Oscar and his family spend every Christmas with his wife's family.
What makes Oscar such a successful Realtor? As his clients confirm, it's his enthusiasm, energy, and honesty.In this market, the right agent makes all the difference.
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Real Estate Glossary Terms
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Buyer’s Policy
Insurance or maintenance policy taken out by a buyer of real or personal property. ...
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Ground Lease
A long-term lease of only land. ...
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Ex Gratia Payment
From favor payment by an insurance company to an insured even though the company has no legal liability. The company makes such a payment for goodwill purposes. ...
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Highly Protected Risk
Exposures where action has been taken to reduce the frequency and severity of loss, such as adding sprinkler systems in public buildings. These actions may result in a significant reduction in the fire insurance premium. ...
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Modification Of Contract
Adaptation of a standard insurance contract for special needs. Standard forms do not cover all needs but they can be adapted by an underwriter, broker, or an insurance company at the request of an insured. Risk managers may request many modifications in property and casualty coverage to meet the nee ...
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Minimum Credit Score In The USA For Home Loans
We all dream about the glorious day we move into our own home. After all the years, moving from one rental to another, the day has come when you can finally think about your own place. You have enough money for your down payment and with a good credit score, you are now able to get a home loan. The American dream of homeownership is now within your ...
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The state of Florida also known as the “Sunshine State” is renowned worldwide for its touristic attractions. World-class beach experience, dining, and amusement parks are just some of the things people come for in Florida. With such an increasing number of people coming in the state the demand for housing has also increased over the years. With more people ...
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