A Spot On The Water



About Pat Lins

Experienced, skilled and extremely knowledgeable, Pat keeps her clients informed throughout each step of the buying or selling process, assuring a stress-free transaction from contract to closing. Pat is a natural problem solver, making her successful in representing both buyers and sellers. She understands her customer's needs and is extremely gifted in relating to others, allowing her to focus on the appropriate solutions.

Pat was Sales Manager for five years, training agents in all phases of the real estate industry. Pat's knowledge of how the "real estate transaction" works can be put to work for you. Whether you're first time home buyer or an experienced seller, Pat's expertise in marketing and negotiating on behalf of her clients is unsurpassed. Her vast knowledge, dedication and the ability to close deals smoothly, renders her clients "customers for life."

Coldwell Banker Residential Real Estate - St Petersburg NE

Pat Lins

Pat Lins


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3637 4th Street N Ste 100 , Saint Petersburg - FL 33704

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Office: 1-727-452-7653

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Real Estate Glossary Terms

  • Ordinary Interest

    Interest based on a 360-day year instead of a 365-day year. The former is referred to as simple interest and the latter is termed exact interest. The difference between the two types of interest can be significant when a substantial investment is involved. ...

  • Applicant

    Prospective insured who completes and signs a written form containing personal statements about himself/herself. ...

  • Penalty

    Liability limit on a fidelity bond or surety bond. A fixed-penalty bond is one with a fixed liability limit that the surety company will pay in the event of nonperformance. ...

  • Persistency

    Percentage of life insurance or other insurance policies remaining in force; percentage of policies that have not lapsed. The higher the percentage, the greater the persistency. Since it is an important measure of a company's retention of its life insurance business, most companies extend every effo ...

  • Renewal Provision

    Clause in an insurance policy that permits an insured to renew without having to take a medical examination, regardless of his or her physical condition; the premium cannot be increased to reflect an adverse medical condition. ...

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