Contact details

12411 Bandera Rd Suite 109 , Helotes - TX 78023
Office: 1-210-373-5923

About Patricia Chapa


2016 Texas Monthly June Issue - Five Star Real Estate Agent. My passion has always been Real Estate. Prior to working as a full time Agent, my experience was in the Mortgage business with Foreclosures and Delinquent accounts. I also worked with a Major Insurance company managing home insurance policies. I decided to pursue Real Estate full time to help individuals and families find their dream home.

I have a wealth of information regarding home ownership from beginning to end. I never forget the feeling of buying my first home, my second home and the "we outgrew this home" feeling. When I work with my clients, I remember how I felt when I was buying and selling my home. The passion that I have is more than a job, it is the wonderful feeling of handing you your new house key to start building many memories in your HOME.
Patricia Chapa

Smart Group, REALTORS®

Patricia Chapa


 
 

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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
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Real Estate Advice


 

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

Homebuyer Tips

Buying A Home In High Point NC

Buying A Home In High Point NC

Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...

 

Real Estate Glossary Terms

  • Hangout

    That portion of a loan collaterized by a leased property extending beyond the expiration date of the lease. For example, a lending institution collaterizes a 20-year loan on a commercial property being leased by a major department store for 15-years. It is estimated the $50,000 portion of the loan r ...

  • Joinder

    Any of several types of legal joinders whereby one or more parties unites with or joins other parties in a legal action or proceeding even though the party may not be a direct part of the action or proceeding. A third party has a supervisory interest in an action, but does not have a direct interest ...

  • Repudiation

    refusal of one party to a contract to carrying out his or her responsibilities under the agreement. An example is when a builder refuses to perform previously agreed services for the buyer of a new house, such as waterproofing and insulation. ...

  • Dealers Insurance

    Coverage on an all risks basis, subject to listed exclusions, for personal property of the insured dealer that is used in normal business activities. Goods that have been sold on an installment basis contract upon leaving the care, custody, and control of the insured dealer; furniture and fixtures u ...

  • Underwriting Gain (loss)

    Profit (deficit) that remains after paying claims and expenses. Insurers generate profits from underwriting and from investment income. Their chief business is insuring against risks for a profit, and one measure of success is whether there is money left after paying claims and expenses. This amount ...

Patricia Chapa Patricia Chapa Testimonials

 

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