Contact details

12411 Bandera Rd Suite 109 , Helotes - TX 78023
Office: 1-210-373-5923

About Patricia Chapa


2016 Texas Monthly June Issue - Five Star Real Estate Agent. My passion has always been Real Estate. Prior to working as a full time Agent, my experience was in the Mortgage business with Foreclosures and Delinquent accounts. I also worked with a Major Insurance company managing home insurance policies. I decided to pursue Real Estate full time to help individuals and families find their dream home.

I have a wealth of information regarding home ownership from beginning to end. I never forget the feeling of buying my first home, my second home and the "we outgrew this home" feeling. When I work with my clients, I remember how I felt when I was buying and selling my home. The passion that I have is more than a job, it is the wonderful feeling of handing you your new house key to start building many memories in your HOME.
Patricia Chapa

Smart Group, REALTORS®

Patricia Chapa


 
 

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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Agent Advice

Most Profitable Real Estate Niches For Agents

Most Profitable Real Estate Niches For Agents

Given the opportunity, most real estate agents, and certainly all the hungriest ones, will work with you to buy or sell any property. A real estate agent who is best known for selling single-family homes is not likely to turn down a commercial listing, especially when they are just starting their real estate career.   Real estate can feel like a big ocean ...

Agent Advice

Best Real Estate Companies For New Agents

Best Real Estate Companies For New Agents

If you are just getting started on your journey as a real estate agent, you probably have plenty of motivation and excitement for this new beginning. Going through those licensing courses and studying for your licensing exam finally paid off and you feel accomplished. There is a long journey ahead of you and the first years as a real estate agent are certainly not the ...

Homebuyer Tips

Most Promising Real Estate Markets In The U.S.

Most Promising Real Estate Markets In The U.S.

While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...

Agent Advice

How To Become A Better Real Estate Professional

How To Become A Better Real Estate Professional

If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...

Homebuyer Tips

Cleanest Cities In Florida

Cleanest Cities In Florida

Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...

 

Real Estate Glossary Terms

  • Hangout

    That portion of a loan collaterized by a leased property extending beyond the expiration date of the lease. For example, a lending institution collaterizes a 20-year loan on a commercial property being leased by a major department store for 15-years. It is estimated the $50,000 portion of the loan r ...

  • Joinder

    Any of several types of legal joinders whereby one or more parties unites with or joins other parties in a legal action or proceeding even though the party may not be a direct part of the action or proceeding. A third party has a supervisory interest in an action, but does not have a direct interest ...

  • Repudiation

    refusal of one party to a contract to carrying out his or her responsibilities under the agreement. An example is when a builder refuses to perform previously agreed services for the buyer of a new house, such as waterproofing and insulation. ...

  • Dealers Insurance

    Coverage on an all risks basis, subject to listed exclusions, for personal property of the insured dealer that is used in normal business activities. Goods that have been sold on an installment basis contract upon leaving the care, custody, and control of the insured dealer; furniture and fixtures u ...

  • Underwriting Gain (loss)

    Profit (deficit) that remains after paying claims and expenses. Insurers generate profits from underwriting and from investment income. Their chief business is insuring against risks for a profit, and one measure of success is whether there is money left after paying claims and expenses. This amount ...

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