About Patricia De Graaff

Patricia de Graaff Realtor Facebook Moving from The Netherlands to Winter Haven, I have seen and lived in different parts of Winter Haven together with my husband and son over the past 8 years. With over 25 years of sales and customer service experience I will be very happy to assist you with any of your real estate needs. Residential, vacation homes and lakefronts are my cup of tea serving you.

Helping and serving people buying or selling their home and accomplishing their dreams is what I am enjoying the most! For people from out of state or country, I know what it takes to make a far distance move and would love to assist you with that. I am also able to assist you in English, Dutch, German and French.
Thank you!Dankuwel ! Danke ! Merci !

RE/MAX Marketplace II

Patricia De Graaff

Real Estate Glossary Terms

Desist And Refrain Order

Court or government regulatory order to stop doing something, such as not showing minorities certain neighborhoods. ...
Leasehold Estate

Possession and use of a property estate by virtue of a lease. There are four types of leasehold estates: estate for years, periodic tenancy, tenancy at will, and tenant at sufferance. ...
Total Housing Expense

Housing expense plus current debt service payments. ...
Full Valuation Reserve

Method of valuing a reserve under which no reserve is established for a life insurance policy at the end of the first policy year, but reserves are established at the end of the second policy year. This approach enables the company to have more funds available during the first policy year to pay the ...
Subrogation, Property And Casualty Insurance

Circumstance where an insurance company takes the place of an insured in bringing a liability suit against a third party who caused injury to the insured. For example, if a third party, through negligence, damages an insured's car and the insured's insurance company pays to restore the car, the insu ...