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About Patty Rainey
- Take the Fear out of Home Buying and Put the Answers in Your Hands
- Working Toward One Single Goal- Your Home Ownership
- Over 35 Years Experience
- Buyer and Seller representation is my specialty
- New Home Specialist
- Buying, Selling, Relocating & Financing- I have the expertise to handle it all!
- Free Buyers Consultation Available-Email Me!
- Licensed in Tennessee and Mississippi
- I'll Help You Get the Most House for Your $$$!!!
- The latest in Technology to guide you
- Performance Management Network (PMN)
- Certified Distressed Property Expert (CDPE)
- Seller Residential Specialist (SRS)
- Short Sale and Foreclosure Resource Certification (SFR)
- Senior Real Estate Specialist (SRES)
- Accredited Buyer Representative (ABR)
- Council of Residential Specialists (CRS)
- Certified Relocation Specialists (CRA)
- Certified Real Estate Brokerage Manager (CRB)
- Military Relocation Professional (MRP)
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Real Estate Glossary Terms
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Delinquency
Haven’t you ever paid a bill a few days after the due date? It happened to all of us, not necessarily because we didn’t have the money, but because we simply forgot about it. A delay of a few days on a bill is not such a big deal, yet, according to the definition of delinquency, theoreti ...
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Mortgage-backed Security
Certificates that pass-through principal and interest payments to investors. ...
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Appointment
Act by a company that authorizes an agent to act on its behalf. ...
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Excepted Period
Same as term Elimination Period: form of deductible usually found in disability income insurance; for example, no benefits may be payable for a length of time beginning with the first day of illness. Subsequently, benefits are usually paid only for costs incurred after the end of the elimination per ...
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Marital Trust
Trust that qualifies assets under the marital deduction provision in the Federal Tax Code for favorable treatment of an estate. The surviving spouse has the full power to use the assets of the trust as well as to transfer assets to any heirs. Upon the death of the surviving spouse, any assets in the ...
Real Estate Advice
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
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