About Peggy Bowden-White
I am a native of the Eastern Shore and began my Real Estate career in 1998. Affiliated with Coldwell Banker Residential Brokerage in Salisbury, MD since 1998, which was formerly known as Cooper Stewart Realtor/GMAC. Being a native of the area enables me to bring my clients a vast amount of knowledge of the area.
Since my start in the industry I have consistently been one of the top agents in our office. I have dedicated over 600 hours to education to better serve you. I have earned the coveted Certified Residential Specialist designation. This designation has only been awarded to 4 percent of agents in the country. I also have my GREEN designation, my Short Sale and Foreclosure Certification and by the first of 2011 I will have completed the Delaware Brokers Course. Additionally, I have completed my Cartus Relocation Training. I strive to keep up with the latest technology available to better serve my clients.
Get in touch
Address
1131 S Salisbury , Salisbury - MD 21801
Phone
1-410-251-7847
Office: 1-410-251-7847
Real Estate Glossary Terms
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Dry Mortgages
Creates a lien against the mortgagor's property, but does not permit a lien against his or her personal assets. See also non recourse. ...
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Loan Shark
lender who charges an exorbitant interest rate, which is typically illegal because it exceeds the interest rate allowed in the state. A borrower may go to a loan shark if he cannot obtain the loan at financial institutions such as banks and finance companies. The borrower is usually rejected because ...
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Portfolio Income
Income derived from a collection of asset investments. Real property investments produce rental and lease payment income. Investments in mortgages and other long term debt instruments produce interest income, while equity investments generate dividends. ...
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Sales-ratio Analysis
Evaluation of the reasons for the difference between the expected selling price of property and its appraisal value. Perhaps the discrepancy is due to a poor appraisal, emergency nature of selling or buying property, or unexpected deteriorating local conditions. ...
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Real Estate Swap
Transaction in which the property owner (for example, a pension fund) agrees to pay the insurance company a rate of return tied to the fluctuations in real estate prices. In return, the insurance company stipulates that it will pay the property owner a rate of return that is more predictable, such a ...
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