About Peggy Bowden-White
I am a native of the Eastern Shore and began my Real Estate career in 1998. Affiliated with Coldwell Banker Residential Brokerage in Salisbury, MD since 1998, which was formerly known as Cooper Stewart Realtor/GMAC. Being a native of the area enables me to bring my clients a vast amount of knowledge of the area.
Since my start in the industry I have consistently been one of the top agents in our office. I have dedicated over 600 hours to education to better serve you. I have earned the coveted Certified Residential Specialist designation. This designation has only been awarded to 4 percent of agents in the country. I also have my GREEN designation, my Short Sale and Foreclosure Certification and by the first of 2011 I will have completed the Delaware Brokers Course. Additionally, I have completed my Cartus Relocation Training. I strive to keep up with the latest technology available to better serve my clients.
Coldwell Banker Residential Brokerage
Peggy Bowden-White
I SPEAK:
English
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My credentials
Real Estate Advice
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
Homebuyer Tips
Home Automation That Can Be Implemented
Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
Homebuyer Tips
Homebuyer - Realtor Relationship In A Period Defined By COVID
At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...
Real Estate Glossary Terms
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Dry Mortgages
Creates a lien against the mortgagor's property, but does not permit a lien against his or her personal assets. See also non recourse. ...
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Loan Shark
lender who charges an exorbitant interest rate, which is typically illegal because it exceeds the interest rate allowed in the state. A borrower may go to a loan shark if he cannot obtain the loan at financial institutions such as banks and finance companies. The borrower is usually rejected because ...
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Portfolio Income
Income derived from a collection of asset investments. Real property investments produce rental and lease payment income. Investments in mortgages and other long term debt instruments produce interest income, while equity investments generate dividends. ...
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Real Estate Swap
Transaction in which the property owner (for example, a pension fund) agrees to pay the insurance company a rate of return tied to the fluctuations in real estate prices. In return, the insurance company stipulates that it will pay the property owner a rate of return that is more predictable, such a ...