About Peggy Bowden-White
I am a native of the Eastern Shore and began my Real Estate career in 1998. Affiliated with Coldwell Banker Residential Brokerage in Salisbury, MD since 1998, which was formerly known as Cooper Stewart Realtor/GMAC. Being a native of the area enables me to bring my clients a vast amount of knowledge of the area.
Since my start in the industry I have consistently been one of the top agents in our office. I have dedicated over 600 hours to education to better serve you. I have earned the coveted Certified Residential Specialist designation. This designation has only been awarded to 4 percent of agents in the country. I also have my GREEN designation, my Short Sale and Foreclosure Certification and by the first of 2011 I will have completed the Delaware Brokers Course. Additionally, I have completed my Cartus Relocation Training. I strive to keep up with the latest technology available to better serve my clients.
Coldwell Banker Residential Brokerage
Peggy Bowden-White
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Real Estate Advice
Homebuyer Tips
Have you ever imagined yourself living on the coastline of Florida? Living in a gorgeous waterfront home, and waking up to the morning breeze of the Ocean. What would it be like if you can witness the beautiful sunrises of the Sunshine State every day and get those beach vibes going? Having the opportunity to lay back and settle in one of Florida’s beautiful ...
Homebuyer Tips
Think about the last exciting trip you had to a city you’ve never seen before. The experience you had there was so amazing that you might’ve considered coming back, but this time for good. You can’t stop thinking about how amazing it would be to get the same kind of experience, every day you get to live there. While the emotions and the feeling might ...
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
Pros And Cons Of Living In Clermont Florida
Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
Homebuyer Tips
The Pros And Cons Of Living In Pensacola
The process of choosing a new place to live is often a bit daunting. When your head is spinning from trying to make sense of all the different relevant factors such as crime rates, climate, job opportunities and living costs, it often feels overwhelming, leaving you hopelessly lost without the slightest clue where to start. If you are in this predicament and Pensacola ...
Real Estate Glossary Terms
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Dry Mortgages
Creates a lien against the mortgagor's property, but does not permit a lien against his or her personal assets. See also non recourse. ...
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Loan Shark
lender who charges an exorbitant interest rate, which is typically illegal because it exceeds the interest rate allowed in the state. A borrower may go to a loan shark if he cannot obtain the loan at financial institutions such as banks and finance companies. The borrower is usually rejected because ...
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Portfolio Income
Income derived from a collection of asset investments. Real property investments produce rental and lease payment income. Investments in mortgages and other long term debt instruments produce interest income, while equity investments generate dividends. ...
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Sales-ratio Analysis
Evaluation of the reasons for the difference between the expected selling price of property and its appraisal value. Perhaps the discrepancy is due to a poor appraisal, emergency nature of selling or buying property, or unexpected deteriorating local conditions. ...
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Real Estate Swap
Transaction in which the property owner (for example, a pension fund) agrees to pay the insurance company a rate of return tied to the fluctuations in real estate prices. In return, the insurance company stipulates that it will pay the property owner a rate of return that is more predictable, such a ...