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333 Village Main St. Ste#670 , Ponte Vedra Beach - FL 32082

About Phil Moody

I Work For You!

I work hard to provide my clients with the most positive real estate experience possible. A vital part of today's real estate industry is technology, and to that end I provide my clients with state-of-the art web tools and marketing. It's just one of the many things that has made me one of the most respected real estate agents in the neighborhoods I work!

Phil Moody

Berkshire Hathaway HomeServices Florida Network Realty

Phil Moody


 
 

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Agent Advice

Digital Trends That Revolutionized The Real Estate Industry

Digital Trends That Revolutionized The Real Estate Industry

Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...

Homebuyer Tips

Homebuyer - Realtor Relationship In A Period Defined By COVID

Homebuyer - Realtor Relationship In A Period Defined By COVID

At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...

Homebuyer Tips

House Hunting Goes Digital In 2021

House Hunting Goes Digital In 2021

As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...

Homebuyer Tips

The Idyllic Suburbs Vs. Vibrant Downtowns

The Idyllic Suburbs Vs. Vibrant Downtowns

Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, there is an ...

Agent Advice

Cryptocurrency-Friendly Realtors

Cryptocurrency-Friendly Realtors

For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money.  This was an era defined by elitist financial ...

 

Real Estate Glossary Terms

  • Deed Description

    Property description contained in a title deed. A deed description is intended to inform a reasonable person where property is located. It can be described by metes and bounds, by reference to a lot on a filed map by monuments, or by a government survey. A street address may be used, but it is no ...

  • Half Bath

    Room containing a toilet and wash basin, but does not include a shower or bath tub. ...

  • Interest Rate Increase Cap

    The maximum allowable increase in the interest rate on an ARM each time the rate is adjusted. It is usually one or two percentage points. ...

  • Payment Shock

    A very large increase in the payment on an ARM that may surprise the borrower. The term is also used to refer to a large difference between the rent being paid by a first-time home buyer and the monthly housing expense on the purchased home. ...

  • Warrantable Condo

    A condominium project with features that lenders view as favorable in terms of their risk exposure on loans secured by individual condo units. The requirements of warrantability include such features as the following: the project (including all common areas) is fully completed and the common area ...

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