Phillip  Heard
Homevets Realty LLC

Phillip Heard

Homevets Realty LLC

  • Fair Housing and Equal Opportunity (FHEO)
  • The Multiple Listing Service Mark

I started working as a teenager doing whatever work my neighbors needed. Later I worked retail jobs while going to school. At 20 I joined the Army and began a 23.5 year career. I began my Army career as a Nuclear Weapons Technician. After four years, the Army got rid of nuclear weapons and decided I needed to become an Intelligence Analyst. Along the way, I rented and bought plenty of properties and I never felt completely comfortable with the process. I’m sure there are many people out there who feel like I felt and I want to do my best to make them as comfortable and knowledgeable with the process as I can.


2000 E Central Texas Expressway , Killeen - TX 76541

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Real Estate Glossary Terms

The term collusion may make you think about colluding from the start, and you wouldn’t be far from the truth. The definition of collusion is a secret, non-competitive, and, at times, illegal agreement between two or more rivals that aim to destabilize the market’s balance.  Collusi...

Often referred to as a “second mortgage”, a home equity loan is a type of loan where the borrower disposes to the lender its equity to the home as collateral. To better understand home equity loans, let’s do a chronological rundown of the life of homeowner Donna: When D...

The restitution of a property insurance policy that has lapsed due to nonpayment of premiums....

Sickness incurred by the insured that does not require restriction of activity to the indoors....