I SPEAK:
Business Philosophy
Hard Work, Dedication, Honesty in support of client needs which leads to successful endeavors
Integrity, Patience, Sincerity and good listening builds client trust and long term relationships
Dedicated to providing Superior Quality & Services in Marketing Residential Properties in all prices ranges
Professional Credentials
Neighborhood specialist (East Hanover) / Specializing in Morris, Essex and Sussex
Residential Marketing, Listing/Sales and Buyers Consultant / New Home Specialist
Community Involvement
Morris County Food Pantry
Member of the Florham Park/Fairfield Elks / Girls Softball Coach (East Hanover)
Past Chairman of the Board of Social Services / Director of Morris View Nursing Home - Morris County
Director and Treasurer of the Morris County Cultural Committee 1999- 2001
President of East Hanover Board of Health 1993 – 1997
Education
REAL ESTATE REPRESENTATIVE / Fast Track Graduate, Weichert University
MASTER OF BUSINESS ADMINISTRATION, Major - Finance/Management Wagner University - Graduate School of Business, New York, NY
BACHELOR OF ARTS, Major - Accounting & Education Montclair State University, Upper Montclair, New Jersey
Personal Profile
Married with 2 Children and 1 Grandchild
Resident of East Hanover , NJ since 1991 - Fluent in Spanish
The abstraction method is a valuation procedure used to determine the land value relative to the total market value of the property. The abstraction approach is most often used when there are no vacant parcels of land for sale in an area to figure out which is the value of the land when the property ...
Eight-by-four sheet of material attached to a wall's studs. It can be made attractive by wallpapering or painting. ...
Subtraction of a number of years from a standard table of life insurance rates under the assumption that a particular group-women-outlive men and presumably will be paying premiums for a longer time. For example, a 38-year-old woman may pay the same premiums as a 35-year-old man. Age setback is a wo ...
Contracts of reinsurance in which expected income from investments is a major component of the UNDERWRITING process. Also, the ultimate liability of the reinsurer is limited. The reinsurer cannot cancel these contracts, but the ceding company may exchange this contract for another contract. ...
Right that has a limited time in duration for an individual to receive the income generated by assets owned by another individual. ...
Risks And Rewards Of Selling Your Home Without A Realtor
From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...
The Do’s And Don’ts Of The Real Estate Code Of Ethics
In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...
How A Good Bio Can Kickstart Your Real Estate Career
As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...
Real Estate Niche: Green Homes
Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...
How Your Appearance Affects Your Sales
As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...