I SPEAK:
English
About Raul Ruisanchez
Business Philosophy
Hard Work, Dedication, Honesty in support of client needs which leads to successful endeavors
Integrity, Patience, Sincerity and good listening builds client trust and long term relationships
Dedicated to providing Superior Quality & Services in Marketing Residential Properties in all prices ranges
Professional Credentials
- Full Time NJ Realtor
- Mentor at Weichert Realtors
- Member NJ Association of Realtors, NCJAR
- Member National Association of Realtors, NAR
- Member of the Garden State Multiple Listing Service, GSMLS
- Senior Director - Finance and Administration (CFO), Merck & Company, Inc.
- Director – Internal Audit the Americas, Merck & Company, Inc.
- Areas of Expertise
Neighborhood specialist (East Hanover) / Specializing in Morris, Essex and Sussex
Residential Marketing, Listing/Sales and Buyers Consultant / New Home Specialist
Community Involvement
Morris County Food Pantry
Member of the Florham Park/Fairfield Elks / Girls Softball Coach (East Hanover)
Past Chairman of the Board of Social Services / Director of Morris View Nursing Home - Morris County
Director and Treasurer of the Morris County Cultural Committee 1999- 2001
President of East Hanover Board of Health 1993 – 1997
Education
REAL ESTATE REPRESENTATIVE / Fast Track Graduate, Weichert University
MASTER OF BUSINESS ADMINISTRATION, Major - Finance/Management Wagner University - Graduate School of Business, New York, NY
BACHELOR OF ARTS, Major - Accounting & Education Montclair State University, Upper Montclair, New Jersey
Personal Profile
Married with 2 Children and 1 Grandchild
Resident of East Hanover , NJ since 1991 - Fluent in Spanish
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Real Estate Glossary Terms
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Abstraction Approach
Valuation method to determine land value relative to the total market value of the property. ...
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Wallboard
Eight-by-four sheet of material attached to a wall's studs. It can be made attractive by wallpapering or painting. ...
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Age Setback
Subtraction of a number of years from a standard table of life insurance rates under the assumption that a particular group-women-outlive men and presumably will be paying premiums for a longer time. For example, a 38-year-old woman may pay the same premiums as a 35-year-old man. Age setback is a wo ...
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Finite Risk Reinsurance
Contracts of reinsurance in which expected income from investments is a major component of the UNDERWRITING process. Also, the ultimate liability of the reinsurer is limited. The reinsurer cannot cancel these contracts, but the ceding company may exchange this contract for another contract. ...
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Usufruct
Right that has a limited time in duration for an individual to receive the income generated by assets owned by another individual. ...
Real Estate Advice
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
Pros And Cons Of Living In Clermont Florida
Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
Homebuyer Tips
The Pros And Cons Of Living In Pensacola
The process of choosing a new place to live is often a bit daunting. When your head is spinning from trying to make sense of all the different relevant factors such as crime rates, climate, job opportunities and living costs, it often feels overwhelming, leaving you hopelessly lost without the slightest clue where to start. If you are in this predicament and Pensacola ...
Homebuyer Tips
Pros And Cons Of Living In Melbourne, FL
If you’re starting to think about moving to Melbourne, FL get ready to launch yourself into a new lifestyle surrounded by technology advancements within Florida’s Space Coast. While it is the center of high-tech aerospace development in the area, Melbourne, FL is also an oasis for natural explorations, beach life and any outdoor activity you could possibly ...
Home Seller Tips
Homes For Sale In Fort Washington
Just south of Washington D.C. is the small unincorporated census-designated area of Fort Washington, MD. As the capital, its location is on the right side of the Potomac River and there are around 19 miles between the downtown areas of these two cities. Fort Washington, MD is a much smaller town than the nation’s capital but despite their huge differences, the two ...
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