I SPEAK:
English
About Raul Ruisanchez
Business Philosophy
Hard Work, Dedication, Honesty in support of client needs which leads to successful endeavors
Integrity, Patience, Sincerity and good listening builds client trust and long term relationships
Dedicated to providing Superior Quality & Services in Marketing Residential Properties in all prices ranges
Professional Credentials
- Full Time NJ Realtor
- Mentor at Weichert Realtors
- Member NJ Association of Realtors, NCJAR
- Member National Association of Realtors, NAR
- Member of the Garden State Multiple Listing Service, GSMLS
- Senior Director - Finance and Administration (CFO), Merck & Company, Inc.
- Director – Internal Audit the Americas, Merck & Company, Inc.
- Areas of Expertise
Neighborhood specialist (East Hanover) / Specializing in Morris, Essex and Sussex
Residential Marketing, Listing/Sales and Buyers Consultant / New Home Specialist
Community Involvement
Morris County Food Pantry
Member of the Florham Park/Fairfield Elks / Girls Softball Coach (East Hanover)
Past Chairman of the Board of Social Services / Director of Morris View Nursing Home - Morris County
Director and Treasurer of the Morris County Cultural Committee 1999- 2001
President of East Hanover Board of Health 1993 – 1997
Education
REAL ESTATE REPRESENTATIVE / Fast Track Graduate, Weichert University
MASTER OF BUSINESS ADMINISTRATION, Major - Finance/Management Wagner University - Graduate School of Business, New York, NY
BACHELOR OF ARTS, Major - Accounting & Education Montclair State University, Upper Montclair, New Jersey
Personal Profile
Married with 2 Children and 1 Grandchild
Resident of East Hanover , NJ since 1991 - Fluent in Spanish
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Real Estate Glossary Terms
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Abstraction Method
The abstraction method is a valuation procedure used to determine the land value relative to the total market value of the property. The abstraction approach is most often used when there are no vacant parcels of land for sale in an area to figure out which is the value of the land when the property ...
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Wallboard
Eight-by-four sheet of material attached to a wall's studs. It can be made attractive by wallpapering or painting. ...
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Age Setback
Subtraction of a number of years from a standard table of life insurance rates under the assumption that a particular group-women-outlive men and presumably will be paying premiums for a longer time. For example, a 38-year-old woman may pay the same premiums as a 35-year-old man. Age setback is a wo ...
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Finite Risk Reinsurance
Contracts of reinsurance in which expected income from investments is a major component of the UNDERWRITING process. Also, the ultimate liability of the reinsurer is limited. The reinsurer cannot cancel these contracts, but the ceding company may exchange this contract for another contract. ...
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Usufruct
Right that has a limited time in duration for an individual to receive the income generated by assets owned by another individual. ...
Real Estate Advice
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
Homebuyer Tips
Home Automation That Can Be Implemented
Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
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