I SPEAK:
English
About Raul Ruisanchez
Business Philosophy
Hard Work, Dedication, Honesty in support of client needs which leads to successful endeavors
Integrity, Patience, Sincerity and good listening builds client trust and long term relationships
Dedicated to providing Superior Quality & Services in Marketing Residential Properties in all prices ranges
Professional Credentials
- Full Time NJ Realtor
- Mentor at Weichert Realtors
- Member NJ Association of Realtors, NCJAR
- Member National Association of Realtors, NAR
- Member of the Garden State Multiple Listing Service, GSMLS
- Senior Director - Finance and Administration (CFO), Merck & Company, Inc.
- Director – Internal Audit the Americas, Merck & Company, Inc.
- Areas of Expertise
Neighborhood specialist (East Hanover) / Specializing in Morris, Essex and Sussex
Residential Marketing, Listing/Sales and Buyers Consultant / New Home Specialist
Community Involvement
Morris County Food Pantry
Member of the Florham Park/Fairfield Elks / Girls Softball Coach (East Hanover)
Past Chairman of the Board of Social Services / Director of Morris View Nursing Home - Morris County
Director and Treasurer of the Morris County Cultural Committee 1999- 2001
President of East Hanover Board of Health 1993 – 1997
Education
REAL ESTATE REPRESENTATIVE / Fast Track Graduate, Weichert University
MASTER OF BUSINESS ADMINISTRATION, Major - Finance/Management Wagner University - Graduate School of Business, New York, NY
BACHELOR OF ARTS, Major - Accounting & Education Montclair State University, Upper Montclair, New Jersey
Personal Profile
Married with 2 Children and 1 Grandchild
Resident of East Hanover , NJ since 1991 - Fluent in Spanish
Get in touch
Real Estate Glossary Terms
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Abstraction Approach
Valuation method to determine land value relative to the total market value of the property. ...
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Wallboard
Eight-by-four sheet of material attached to a wall's studs. It can be made attractive by wallpapering or painting. ...
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Age Setback
Subtraction of a number of years from a standard table of life insurance rates under the assumption that a particular group-women-outlive men and presumably will be paying premiums for a longer time. For example, a 38-year-old woman may pay the same premiums as a 35-year-old man. Age setback is a wo ...
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Finite Risk Reinsurance
Contracts of reinsurance in which expected income from investments is a major component of the UNDERWRITING process. Also, the ultimate liability of the reinsurer is limited. The reinsurer cannot cancel these contracts, but the ceding company may exchange this contract for another contract. ...
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Usufruct
Right that has a limited time in duration for an individual to receive the income generated by assets owned by another individual. ...
Real Estate Advice
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Agent Advice
What Car Should A Real Estate Agent Drive?
Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...
Agent Advice
How To Become A Real Estate Agent In Nashville?
Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...
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