Contact details

11815 Fountain Square, Ste 300 , Newport News - VA 23606
Office: 1-757-373-4768

About Ray Payne

I have enjoyed living in Virginia Beach now for over 35 years. I can't imagine a nicer place to live and raise a family. If you are looking sell, buy, or rent, I am here to help. I understand that buying or selling Real Estate can be stressful. As a full time Realtor, I will work hard at lowering your stress level and make your experience as pleasurable as possible. My commitment to you is to always be honest and upfront and to always keep you informed during our Real Estate relationship. Being your Hometown Hero Certified agent, I give back to those who have served, it is my way of saying Thank You. I look forward to meeting you

Ray Payne
Fathom Realty

Fathom Realty

Ray Payne


 
 

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My credentials


Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Homebuyer Tips

This Is What Homebuyers Are Looking For In 2021

This Is What Homebuyers Are Looking For In 2021

The pandemic’s impact on the economy has affected plenty of real estate markets through the US. At the time, many home sellers might’ve reconsidered selling their homes for safety reasons, while home buyers decided to suspend home shopping for a while. But, with a new year comes new hope that the real estate market will rebound, and we will experience a ...

Agent Advice

Most Profitable Real Estate Niches For Agents

Most Profitable Real Estate Niches For Agents

Given the opportunity, most real estate agents, and certainly all the hungriest ones, will work with you to buy or sell any property. A real estate agent who is best known for selling single-family homes is not likely to turn down a commercial listing, especially when they are just starting their real estate career.   Real estate can feel like a big ocean ...

Agent Advice

Best Real Estate Companies For New Agents

Best Real Estate Companies For New Agents

If you are just getting started on your journey as a real estate agent, you probably have plenty of motivation and excitement for this new beginning. Going through those licensing courses and studying for your licensing exam finally paid off and you feel accomplished. There is a long journey ahead of you and the first years as a real estate agent are certainly not the ...

Homebuyer Tips

Most Promising Real Estate Markets In The U.S.

Most Promising Real Estate Markets In The U.S.

While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...

Agent Advice

How To Become A Better Real Estate Professional

How To Become A Better Real Estate Professional

If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...

 

Real Estate Glossary Terms

  • Eviction, Constructive

    The altering of a rented or leased premises by a landlord rendering it unsuitable for habitation in order to effectuate the tenant's vacating. Constructive eviction occurs when the tenant vacates the premise because of the landlord's changes made in the premises. ...

  • Gain

    Excess of money or fair value of property received on sale or exchange over the carrying value of the property. An example is the sale of a building when the cash received exceeda its book value. Gains also occur when the cash payment to eliminate a mortgage is less than the carrying value. ...

  • Change In Occupancy Or Use Clause

    Condition in which the occupancy or the purposes for which the premises are being used as described in the insurance policy change so as to result in an increased risk. The policy is void unless prior notice is furnished to the insurance company. Once the company receives such notification, the comp ...

  • Loan Value

    Amount that a policyowner can borrow from a cash value of a permanent life insurance policy. ...

  • Physicians, Surgeons, And Dentists Insurance

    Coverage for a practicing physician, surgeon, or dentist, when bodily injury, personal injury, and/or property damage is incurred by a patient and the patient sues for injuries and/or damages. The cost of defending the physician, surgeon, or dentist is in addition to the upper limits of the policy, ...

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