About Rick Toye
Meet Rick Toye & Associates
Rick Toye & Associates is a real estate expert in D.C. Maryland, VA. With profound experience in this field, Rick Toye & Associates can provide the best advice to home sellers and can help you get your home ready to sell in 30 days. Looking to buy? Rick Toye & Associates can give you the right advice and will work day and night to find the keys to your home.
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Real Estate Advice
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, there is an ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
Agent Advice
Creative Ways To Get Leads As A Real Estate Agent
When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
Real Estate Glossary Terms
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Board Of Trustees
Organizational governing group. Either an appointed or elected body overseeing the management of an organization and rendering advice on current issues. Members are legally responsible for their decisions. ...
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Mean
Measure of central tendency that is a measure of the center of the data; also called an average. Mean and standard deviation are the two most widely used statistical measures that summarize the characteristics of the data. Suppose a real estate agency sells 630 houses during a 30-day period. Then th ...
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Backdating
Calculation of insurance premiums based on an age less than the current age of the insured. ...
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Failure To Perform Exclusion
Coverage that is excluded under commercial general liability insurance (comprehensive general liability insurance) for the loss of use of undamaged tangible real or personal property as the result of failure of the performance of a product or service as warranted or represented by the insured. ...
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Strike Insurance
Coverage to protect employers from losses due to labor disruptions. The ocean marine policy exempts losses caused by strikes, riots, and civil commotion. Special coverage is necessary. ...