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About Rick Toye
Meet Rick Toye & Associates
Rick Toye & Associates is a real estate expert in D.C. Maryland, VA. With profound experience in this field, Rick Toye & Associates can provide the best advice to home sellers and can help you get your home ready to sell in 30 days. Looking to buy? Rick Toye & Associates can give you the right advice and will work day and night to find the keys to your home.
Coldwell Banker
Rick Toye
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Real Estate Advice
Home Seller Tips
Risks And Rewards Of Selling Your Home Without A Realtor
From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...
Agent Advice
The Do’s And Don’ts Of The Real Estate Code Of Ethics
In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...
Agent Advice
How A Good Bio Can Kickstart Your Real Estate Career
As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...
Homebuyer Tips
Real Estate Niche: Green Homes
Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...
How Your Appearance Affects Your Sales
As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...
Real Estate Glossary Terms
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Board Of Trustees
Organizational governing group. Either an appointed or elected body overseeing the management of an organization and rendering advice on current issues. Members are legally responsible for their decisions. ...
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Mean
Measure of central tendency that is a measure of the center of the data; also called an average. Mean and standard deviation are the two most widely used statistical measures that summarize the characteristics of the data. Suppose a real estate agency sells 630 houses during a 30-day period. Then th ...
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Backdating
Calculation of insurance premiums based on an age less than the current age of the insured. ...
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Failure To Perform Exclusion
Coverage that is excluded under commercial general liability insurance (comprehensive general liability insurance) for the loss of use of undamaged tangible real or personal property as the result of failure of the performance of a product or service as warranted or represented by the insured. ...
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Strike Insurance
Coverage to protect employers from losses due to labor disruptions. The ocean marine policy exempts losses caused by strikes, riots, and civil commotion. Special coverage is necessary. ...