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About RJ Perez
"Striving to make your Real Estate Dream a Reality" by providing professional turn key service with over thirty (30) years of extensive experience in Real Estate, Insurance and Banking. Our Team Buy Houses Sell Homes...
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Real Estate Glossary Terms
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Counterclaim
Counter action by a defendant against a plaintiff. It is an independent action and just a denial of plaintiff's action. ...
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Prime Tenant
Major tenant in an office building or shopping center. A prime tenant occupies more space than any other tenant in a commercial development. For example, in a 20-story office building, the national headquarters of a nationwide bank occupies 11 floors. ...
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Graduated Payment Mortgage (GPM)
A mortgage on which the payment rises by a constant percent for a specified number of periods, after which it becomes fully-amortizing. ...
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Personal History
Insurance applicant's life and health record, financial standing, driving record, general character, vocation, and habits. These factors are evaluated by a home office underwriter in classifying the applicant as insurable, preferred, extra-risk, or uninsurable. ...
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Waiver
Relinquishment of a legal right to act. For example, an insured relies on statements of an agent of an insurance company concerning coverages under an insurance policy. Agents by their actions may have waived certain provisions the insurance company has written in the insurance policy, with the comp ...
Real Estate Advice
Homebuyer Tips
Living In Tucson Pros And Cons
If you want to experience the authentic feel of the Southwest then Tucson, AZ is the city for you. Located a mere hour away from the Mexican border, this metropolis has ranches and cattle drives to remind you of the beauty of the Old West, while resort hotels, restaurants and healing spas are setting new trends in the Tucson way of life. The people who live here seem to ...
Homebuyer Tips
Timeshare Units - Owning A Property Part-time Or Full Time
Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...
Homebuyer Tips
Waterfront Properties For Sale In Pasadena, MD
There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...
Homebuyer Tips
When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...
Homebuyer Tips
Living In Charlotte, NC Pros And Cons
The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...
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