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About RJ Perez
"Striving to make your Real Estate Dream a Reality" by providing professional turn key service with over thirty (30) years of extensive experience in Real Estate, Insurance and Banking. Our Team Buy Houses Sell Homes...
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Real Estate Glossary Terms
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Counterclaim
Counter action by a defendant against a plaintiff. It is an independent action and just a denial of plaintiff's action. ...
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Prime Tenant
Major tenant in an office building or shopping center. A prime tenant occupies more space than any other tenant in a commercial development. For example, in a 20-story office building, the national headquarters of a nationwide bank occupies 11 floors. ...
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Graduated Payment Mortgage (GPM)
A mortgage on which the payment rises by a constant percent for a specified number of periods, after which it becomes fully-amortizing. ...
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Personal History
Insurance applicant's life and health record, financial standing, driving record, general character, vocation, and habits. These factors are evaluated by a home office underwriter in classifying the applicant as insurable, preferred, extra-risk, or uninsurable. ...
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Waiver
Relinquishment of a legal right to act. For example, an insured relies on statements of an agent of an insurance company concerning coverages under an insurance policy. Agents by their actions may have waived certain provisions the insurance company has written in the insurance policy, with the comp ...
Real Estate Advice
Agent Advice
Most Profitable Real Estate Niches For Agents
Given the opportunity, most real estate agents, and certainly all the hungriest ones, will work with you to buy or sell any property. A real estate agent who is best known for selling single-family homes is not likely to turn down a commercial listing, especially when they are just starting their real estate career. Real estate can feel like a big ocean ...
Agent Advice
Best Real Estate Companies For New Agents
If you are just getting started on your journey as a real estate agent, you probably have plenty of motivation and excitement for this new beginning. Going through those licensing courses and studying for your licensing exam finally paid off and you feel accomplished. There is a long journey ahead of you and the first years as a real estate agent are certainly not the ...
Homebuyer Tips
Most Promising Real Estate Markets In The U.S.
While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...
Agent Advice
How To Become A Better Real Estate Professional
If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...
Homebuyer Tips
Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...
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