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About Bob Payne
Bob Payne has worked in public service for over 30 years in Upstate New York. He found the most rewarding part of his job was the people he served. After taking the opportunity to retire from public service he knew he wanted to continue to do what he enjoy most, helping and working with people.
Bob and his family have settled in Florida after years of vacationing and visiting friends and family here. They traveled all over Florida and knew when it was possible would have a place to call home here in the sunshine state. After looking into many different areas of the state he and his family made the decision to have a home built between Orlando and Ocala near The Villages. There is everything in this area that anyone could want. The Villages Charter School where his wife works and his daughter also attends is second to none.
Bob is looking forward to helping you with all your real estate needs. Whether it's finding you a place here in Florida or getting your place sold to those who are looking for their perfect place here in the sunshine state.
With Bob Payne and RE/MAX Premier Realty you can be assured every resource available will be utilized to give you the peace of mind you deserve throughout your real estate transaction.
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Real Estate Glossary Terms
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Georgian Colonial Architecture
Early American architecture modeled after the English Georgian architecture having two or three stories with a rectangular design and ample ornamentation often including a widow's walk. ...
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Statute Of Limitations
Legal time restriction for prosecuting an improper act, or civil or criminal offense. Proceedings must be brought before the expiration date of the applicable federal, state, or local statute of limitations. Most states allow up to six years to file a claim for violation of a written contract and fi ...
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Cash Flow Plans
Method of payment of an insurance premium that allows an insured to regulate the amount and frequency of the premium payments in accordance with cash flow over a stipulated period of time. This enables the insured to maintain control over the funds for a longer period of time and thus reap benefits ...
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Lenders Holder-in-due-course Insurance
Coverage that indemnifies a third party lender if a customer refuses to repay a loan made on a faulty product and the dealer who arranged the loan refuses to correct the fault. This coverage has gained new importance as more customers are refusing to repay loans on products with inherent defects. ...
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Lloyd's Of London
Insurance facility composed of many different syndicates, each specializing in a particular risk; for example, hull risks. Lloyd's provides coverage for primary jumbo risks as well as offering reinsurance and retrocessions. Membership in a syndicate is limited to individuals with a large personal ne ...
Real Estate FAQ
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What Are The CDD Fees In The Villages?
The CDD Fees in The Villages, FL vary on the district that you wind up living in. But first &he ...
Real Estate Advice
Homebuyer Tips
Living In Tucson Pros And Cons
If you want to experience the authentic feel of the Southwest then Tucson, AZ is the city for you. Located a mere hour away from the Mexican border, this metropolis has ranches and cattle drives to remind you of the beauty of the Old West, while resort hotels, restaurants and healing spas are setting new trends in the Tucson way of life. The people who live here seem to ...
Homebuyer Tips
Timeshare Units - Owning A Property Part-time Or Full Time
Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...
Homebuyer Tips
Waterfront Properties For Sale In Pasadena, MD
There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...
Homebuyer Tips
When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...
Homebuyer Tips
Living In Charlotte, NC Pros And Cons
The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...
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