A Spot On The Water


English flag

About Bob Payne

Bob Payne has worked in public service for over 30 years in Upstate New York. He found the most rewarding part of his job was the people he served. After taking the opportunity to retire from public service he knew he wanted to continue to do what he enjoy most, helping and working with people.

Bob and his family have settled in Florida after years of vacationing and visiting friends and family here. They traveled all over Florida and knew when it was possible would have a place to call home here in the sunshine state. After looking into many different areas of the state he and his family made the decision to have a home built between Orlando and Ocala near The Villages. There is everything in this area that anyone could want. The Villages Charter School where his wife works and his daughter also attends is second to none.

Bob is looking forward to helping you with all your real estate needs. Whether it's finding you a place here in Florida or getting your place sold to those who are looking for their perfect place here in the sunshine state.

With Bob Payne and RE/MAX Premier Realty   you can be assured every resource available will be utilized to give you the peace of mind you deserve throughout your real estate transaction.

RE/MAX Premier Realty - Villages West

Bob Payne

Bob Payne


Real Estate Glossary Terms

  • Georgian Colonial Architecture

    Early American architecture modeled after the English Georgian architecture having two or three stories with a rectangular design and ample ornamentation often including a widow's walk. ...

  • Statute Of Limitations

    Legal time restriction for prosecuting an improper act, or civil or criminal offense. Proceedings must be brought before the expiration date of the applicable federal, state, or local statute of limitations. Most states allow up to six years to file a claim for violation of a written contract and fi ...

  • Cash Flow Plans

    Method of payment of an insurance premium that allows an insured to regulate the amount and frequency of the premium payments in accordance with cash flow over a stipulated period of time. This enables the insured to maintain control over the funds for a longer period of time and thus reap benefits ...

  • Lenders Holder-in-due-course Insurance

    Coverage that indemnifies a third party lender if a customer refuses to repay a loan made on a faulty product and the dealer who arranged the loan refuses to correct the fault. This coverage has gained new importance as more customers are refusing to repay loans on products with inherent defects. ...

  • Lloyd's Of London

    Insurance facility composed of many different syndicates, each specializing in a particular risk; for example, hull risks. Lloyd's provides coverage for primary jumbo risks as well as offering reinsurance and retrocessions. Membership in a syndicate is limited to individuals with a large personal ne ...

Real Estate Advice


Homebuyer Tips

Houston Real Estate Market Overview Of 2022

Houston Real Estate Market Overview Of  2022

Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...

Agent Advice

Black Friday Bucketlist For Realtors

Black Friday Bucketlist For Realtors

The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...

Home Seller Tips

What Sells A House

What Sells A House

Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...

Homebuyer Tips

10 Things That Could Turn Off Homebuyers

10 Things That Could Turn Off Homebuyers

Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...

Home Seller Tips

What Not To Fix When Selling A House

What Not To Fix When Selling A House

Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...

My credentials

RealEstateAgent.com member badge
Fair Housing and Equal Opportunity (FHEO)
The Multiple Listing Service Mark


Find us

Service areas