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About Bob Payne
Bob Payne has worked in public service for over 30 years in Upstate New York. He found the most rewarding part of his job was the people he served. After taking the opportunity to retire from public service he knew he wanted to continue to do what he enjoy most, helping and working with people.
Bob and his family have settled in Florida after years of vacationing and visiting friends and family here. They traveled all over Florida and knew when it was possible would have a place to call home here in the sunshine state. After looking into many different areas of the state he and his family made the decision to have a home built between Orlando and Ocala near The Villages. There is everything in this area that anyone could want. The Villages Charter School where his wife works and his daughter also attends is second to none.
Bob is looking forward to helping you with all your real estate needs. Whether it's finding you a place here in Florida or getting your place sold to those who are looking for their perfect place here in the sunshine state.
With Bob Payne and RE/MAX Premier Realty you can be assured every resource available will be utilized to give you the peace of mind you deserve throughout your real estate transaction.
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Real Estate Glossary Terms
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Georgian Colonial Architecture
Early American architecture modeled after the English Georgian architecture having two or three stories with a rectangular design and ample ornamentation often including a widow's walk. ...
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Statute Of Limitations
Legal time restriction for prosecuting an improper act, or civil or criminal offense. Proceedings must be brought before the expiration date of the applicable federal, state, or local statute of limitations. Most states allow up to six years to file a claim for violation of a written contract and fi ...
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Cash Flow Plans
Method of payment of an insurance premium that allows an insured to regulate the amount and frequency of the premium payments in accordance with cash flow over a stipulated period of time. This enables the insured to maintain control over the funds for a longer period of time and thus reap benefits ...
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Lenders Holder-in-due-course Insurance
Coverage that indemnifies a third party lender if a customer refuses to repay a loan made on a faulty product and the dealer who arranged the loan refuses to correct the fault. This coverage has gained new importance as more customers are refusing to repay loans on products with inherent defects. ...
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Lloyd's Of London
Insurance facility composed of many different syndicates, each specializing in a particular risk; for example, hull risks. Lloyd's provides coverage for primary jumbo risks as well as offering reinsurance and retrocessions. Membership in a syndicate is limited to individuals with a large personal ne ...
Real Estate Advice
Agent Advice
How To Become A Real Estate Agent In Texas?
Being the second-largest state in the United States following Alaska, Texas prides in its prosperous economy and with a gross state product of $1.8 trillion, Texas is amongst the top largest economies globally. Texas is a state with an abundance of natural resources, thriving cities, and institutions that provide the best education that significantly contributes to its ...
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
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