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About Bob Payne
Bob Payne has worked in public service for over 30 years in Upstate New York. He found the most rewarding part of his job was the people he served. After taking the opportunity to retire from public service he knew he wanted to continue to do what he enjoy most, helping and working with people.
Bob and his family have settled in Florida after years of vacationing and visiting friends and family here. They traveled all over Florida and knew when it was possible would have a place to call home here in the sunshine state. After looking into many different areas of the state he and his family made the decision to have a home built between Orlando and Ocala near The Villages. There is everything in this area that anyone could want. The Villages Charter School where his wife works and his daughter also attends is second to none.
Bob is looking forward to helping you with all your real estate needs. Whether it's finding you a place here in Florida or getting your place sold to those who are looking for their perfect place here in the sunshine state.
With Bob Payne and RE/MAX Premier Realty you can be assured every resource available will be utilized to give you the peace of mind you deserve throughout your real estate transaction.
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Real Estate Glossary Terms
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Georgian Colonial Architecture
Early American architecture modeled after the English Georgian architecture having two or three stories with a rectangular design and ample ornamentation often including a widow's walk. ...
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Statute Of Limitations
Legal time restriction for prosecuting an improper act, or civil or criminal offense. Proceedings must be brought before the expiration date of the applicable federal, state, or local statute of limitations. Most states allow up to six years to file a claim for violation of a written contract and fi ...
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Cash Flow Plans
Method of payment of an insurance premium that allows an insured to regulate the amount and frequency of the premium payments in accordance with cash flow over a stipulated period of time. This enables the insured to maintain control over the funds for a longer period of time and thus reap benefits ...
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Lenders Holder-in-due-course Insurance
Coverage that indemnifies a third party lender if a customer refuses to repay a loan made on a faulty product and the dealer who arranged the loan refuses to correct the fault. This coverage has gained new importance as more customers are refusing to repay loans on products with inherent defects. ...
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Lloyd's Of London
Insurance facility composed of many different syndicates, each specializing in a particular risk; for example, hull risks. Lloyd's provides coverage for primary jumbo risks as well as offering reinsurance and retrocessions. Membership in a syndicate is limited to individuals with a large personal ne ...
Real Estate FAQ
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What Are The CDD Fees In The Villages?
The CDD Fees in The Villages, FL vary on the district that you wind up living in. But first &he ...
Real Estate Advice
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
Agent Advice
Creative Ways To Get Leads As A Real Estate Agent
When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
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