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About Bob Payne
Bob Payne has worked in public service for over 30 years in Upstate New York. He found the most rewarding part of his job was the people he served. After taking the opportunity to retire from public service he knew he wanted to continue to do what he enjoy most, helping and working with people.
Bob and his family have settled in Florida after years of vacationing and visiting friends and family here. They traveled all over Florida and knew when it was possible would have a place to call home here in the sunshine state. After looking into many different areas of the state he and his family made the decision to have a home built between Orlando and Ocala near The Villages. There is everything in this area that anyone could want. The Villages Charter School where his wife works and his daughter also attends is second to none.
Bob is looking forward to helping you with all your real estate needs. Whether it's finding you a place here in Florida or getting your place sold to those who are looking for their perfect place here in the sunshine state.
With Bob Payne and RE/MAX Premier Realty you can be assured every resource available will be utilized to give you the peace of mind you deserve throughout your real estate transaction.
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Real Estate Glossary Terms
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Georgian Colonial Architecture
Early American architecture modeled after the English Georgian architecture having two or three stories with a rectangular design and ample ornamentation often including a widow's walk. ...
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Statute Of Limitations
Legal time restriction for prosecuting an improper act, or civil or criminal offense. Proceedings must be brought before the expiration date of the applicable federal, state, or local statute of limitations. Most states allow up to six years to file a claim for violation of a written contract and fi ...
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Cash Flow Plans
Method of payment of an insurance premium that allows an insured to regulate the amount and frequency of the premium payments in accordance with cash flow over a stipulated period of time. This enables the insured to maintain control over the funds for a longer period of time and thus reap benefits ...
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Lenders Holder-in-due-course Insurance
Coverage that indemnifies a third party lender if a customer refuses to repay a loan made on a faulty product and the dealer who arranged the loan refuses to correct the fault. This coverage has gained new importance as more customers are refusing to repay loans on products with inherent defects. ...
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Lloyd's Of London
Insurance facility composed of many different syndicates, each specializing in a particular risk; for example, hull risks. Lloyd's provides coverage for primary jumbo risks as well as offering reinsurance and retrocessions. Membership in a syndicate is limited to individuals with a large personal ne ...
Real Estate FAQ
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What Are The CDD Fees In The Villages?
The CDD Fees in The Villages, FL vary on the district that you wind up living in. But first &he ...
Real Estate Advice
Agent Advice
Best Real Estate Companies For New Agents
If you are just getting started on your journey as a real estate agent, you probably have plenty of motivation and excitement for this new beginning. Going through those licensing courses and studying for your licensing exam finally paid off and you feel accomplished. There is a long journey ahead of you and the first years as a real estate agent are certainly not the ...
Homebuyer Tips
Most Promising Real Estate Markets In The U.S.
While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...
Agent Advice
How To Become A Better Real Estate Professional
If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...
Homebuyer Tips
Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...
Homebuyer Tips
Living In Miami FL, America's Cleanest City
Immaculate beaches stretching as far as the eye can see, bordered by the cerulean blue Atlantic ocean. Thousands of energetic spring breakers and partygoers moving together in time to the thunderous sounds and spellbinding lights of an EDM concert. Luxurious waterfront mega-mansions and towering downtown office buildings dazzling all who behold them. What do all of ...
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