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About Stephen A. Raffaelli Jr.

Selling your home is more than just a decision, it's an emotional one. That's why it's so important to choose the right real estate representative, one who's not just a sales person, but one who will take the time to learn your needs and will care about them. I will help you through every part of the transaction, and offer you complete services including Relocation, Mortgage Services, Title & Settlement Services, and Home Warranty. Contact me today for a no-obligation consultation to discuss specifically how I can help you with your current and future real estate needs.

Berkshire Hathaway HomeServices PenFed Realty

Stephen A. Raffaelli Jr. image Berkshire Hathaway HomeServices PenFed Realty

Stephen A. Raffaelli Jr.

1-202-765-8500

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300 North Washington Street, Suite 100 , Alexandria - VA 22314

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Real Estate Glossary Terms

  • Conditional Sale Contract

    Real estate sales contract where possession and use is provided to the buyer, but the deed is kept by the seller until the full purchase price is met whereupon the title is placed in the buyers name. See also contract for deed; installment land sales contract;land contract. ...

  • Gift Deed

    Deed that states "love and affection" as the consideration for the gifted real estate. ...

  • Actuarial Science

    Branch of knowledge dealing with the mathematics of insurance, including probabilities. It is used in ensuring that risks are carefully evaluated, that adequate premiums are charged for risks underwritten, and that adequate provision is made for future payments of benefits. ...

  • Annuity, Cd

    Product that guarantees the initial interest rate for funds on deposit for the length of the maturity, whether it is for a period of 1, 3, 5, 10, or 15 years. At maturity, the policyholder has two choices: withdraw the funds without having to pay a surrender charge (it is important to note that tax ...

  • Stock Company Insurance

    Insurance sold by a stock insurance company that is usually in the form of nonparticipating insurance. ...

Real Estate Advice


 

Home Seller Tips

Risks And Rewards Of Selling Your Home Without A Realtor

Risks And Rewards Of Selling Your Home Without A Realtor

From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...

Agent Advice

The Do’s And Don’ts Of The Real Estate Code Of Ethics

The Do’s And Don’ts Of The Real Estate Code Of Ethics

In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...

Agent Advice

How A Good Bio Can Kickstart Your Real Estate Career

How A Good Bio Can Kickstart Your Real Estate Career

As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...

Homebuyer Tips

Real Estate Niche: Green Homes

Real Estate Niche: Green Homes

Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...

How Your Appearance Affects Your Sales

How Your Appearance Affects Your Sales

As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...

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