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About Stephen A. Raffaelli Jr.
Selling your home is more than just a decision, it's an emotional one. That's why it's so important to choose the right real estate representative, one who's not just a sales person, but one who will take the time to learn your needs and will care about them. I will help you through every part of the transaction, and offer you complete services including Relocation, Mortgage Services, Title & Settlement Services, and Home Warranty. Contact me today for a no-obligation consultation to discuss specifically how I can help you with your current and future real estate needs.
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Address
300 North Washington Street, Suite 100 , Alexandria - VA 22314
Real Estate Glossary Terms
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Conditional Sale Contract
Real estate sales contract where possession and use is provided to the buyer, but the deed is kept by the seller until the full purchase price is met whereupon the title is placed in the buyers name. See also contract for deed; installment land sales contract;land contract. ...
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Gift Deed
Deed that states "love and affection" as the consideration for the gifted real estate. ...
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Actuarial Science
Branch of knowledge dealing with the mathematics of insurance, including probabilities. It is used in ensuring that risks are carefully evaluated, that adequate premiums are charged for risks underwritten, and that adequate provision is made for future payments of benefits. ...
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Annuity, Cd
Product that guarantees the initial interest rate for funds on deposit for the length of the maturity, whether it is for a period of 1, 3, 5, 10, or 15 years. At maturity, the policyholder has two choices: withdraw the funds without having to pay a surrender charge (it is important to note that tax ...
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Stock Company Insurance
Insurance sold by a stock insurance company that is usually in the form of nonparticipating insurance. ...
Real Estate Advice
Homebuyer Tips
How Will The Hybrid Work Week Shape Homebuyer’s Preferences?
People take a lot of time thinking about what they want in a new home and rightly so! We want to make sure we’re buying a home that meets all of our wants and needs. We want to find an affordable place that is near friends and family, but also close enough to work, as well. And, of course, we want to make sure we can find an affordable property that isn’t ...
Home Seller Tips
How To Host An Open House And Generate Leads While Doing It
As a well-established convention in the sphere of real estate, the sight of an open home being hosted by a local real estate agent is not at all uncommon. If you were to drive through an average suburban neighborhood on any given sunny summer afternoon, you’d likely come across a number of these events, extending an open invitation to any and all willing visitors. ...
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
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