A Spot On The Water

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About Steve Pena

Real estate is my passion. As your agent, I aim to work as hard as I can to prove my commitment to doing the very best job. As a real estate professional, I am always driven to be a resource for customers and the community. I am grateful when I have the opportunity to assist clients in reaching their goals. I attribute my success to my father's words "Son, whatever you decide to do in life, make sure that you are the best" ...Valuable advice.

Pier Ridge Realty

Steve Pena  Pier Ridge Realty

Steve Pena

1-813-495-0624

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13506 N Rome Ave , Tampa - FL 33613

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Real Estate Glossary Terms

  • Boot

    Tax term referring to cash or property of a type not included in the definition of a nontaxable exchange. The receipt of boot results in an otherwise tax-free transfer becoming taxable to the extent of the smaller of the boots fair market value or the realized gain on the transfer. ...

  • Continuation Statement

    Document submitted to a governmental agency to extend the time period for a previously approved document. ...

  • Single-Lender Web Site

    A Web site of an individual lender offering loans to consumers. Most Internet shoppers want a list of lenders in whom they can have confidence, who will provide them with the information they need to make an informed decision before applying for a mortgage, and who also guarantee them fair treatm ...

  • Absolute Assignment

    Same as term Assignment Clause: feature in a life insurance policy allowing a policyowner to freely assign (give, sell) a policy to another or institution. For example, in order to secure a loan, a bank asks to be assigned the policy. If the insured dies before repayment of the loan, the bank would ...

  • Bid

    Price an investor is willing to pay for a financial asset. ...

Real Estate Advice


 

Home Seller Tips

How To Improve The Privacy Of Your Home

How To Improve The Privacy Of Your Home

If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...

Homebuyer Tips

In The Miscellaneous Labyrinth Of Real Estate Finance

In The Miscellaneous Labyrinth Of Real Estate Finance

To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments.  We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...

Homebuyer Tips

Eco-friendly Vs. Harmful Building Materials

Eco-friendly Vs. Harmful Building Materials

More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...

Homebuyer Tips

Home Automation That Can Be Implemented

Home Automation That Can Be Implemented

Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...

Agent Advice

Digital Trends That Revolutionized The Real Estate Industry

Digital Trends That Revolutionized The Real Estate Industry

Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...

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