A Spot On The Water

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About Steve Pena

Real estate is my passion. As your agent, I aim to work as hard as I can to prove my commitment to doing the very best job. As a real estate professional, I am always driven to be a resource for customers and the community. I am grateful when I have the opportunity to assist clients in reaching their goals. I attribute my success to my father's words "Son, whatever you decide to do in life, make sure that you are the best" ...Valuable advice.

Pier Ridge Realty

Steve Pena  Pier Ridge Realty

Steve Pena

1-813-495-0624

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13506 N Rome Ave , Tampa - FL 33613

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Real Estate Glossary Terms

  • Boot

    Tax term referring to cash or property of a type not included in the definition of a nontaxable exchange. The receipt of boot results in an otherwise tax-free transfer becoming taxable to the extent of the smaller of the boots fair market value or the realized gain on the transfer. ...

  • Continuation Statement

    Document submitted to a governmental agency to extend the time period for a previously approved document. ...

  • Single-Lender Web Site

    A Web site of an individual lender offering loans to consumers. Most Internet shoppers want a list of lenders in whom they can have confidence, who will provide them with the information they need to make an informed decision before applying for a mortgage, and who also guarantee them fair treatm ...

  • Absolute Assignment

    Same as term Assignment Clause: feature in a life insurance policy allowing a policyowner to freely assign (give, sell) a policy to another or institution. For example, in order to secure a loan, a bank asks to be assigned the policy. If the insured dies before repayment of the loan, the bank would ...

  • Bid

    Price an investor is willing to pay for a financial asset. ...

Real Estate Advice


 

Agent Advice

How To Become A Real Estate Agent In Texas?

How To Become A Real Estate Agent In Texas?

Being the second-largest state in the United States following Alaska, Texas prides in its prosperous economy and with a gross state product of $1.8 trillion, Texas is amongst the top largest economies globally. Texas is a state with an abundance of natural resources, thriving cities, and institutions that provide the best education that significantly contributes to its ...

Agent Advice

5 Real Estate Marketing Ideas For 2020

5 Real Estate Marketing Ideas For 2020

  The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents.    With that in mind, we’ve put together this list of ...

Homebuyer Tips

Pros And Cons Of Living In Boca Raton

Pros And Cons Of Living In Boca Raton

  There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...

Homebuyer Tips

Home Loans With 0 Down Payment

Home Loans With 0 Down Payment

Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...

Homebuyer Tips

How Can You Improve Your Credit Score?

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

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