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About Steve Pena

Real estate is my passion. As your agent, I aim to work as hard as I can to prove my commitment to doing the very best job. As a real estate professional, I am always driven to be a resource for customers and the community. I am grateful when I have the opportunity to assist clients in reaching their goals. I attribute my success to my father's words "Son, whatever you decide to do in life, make sure that you are the best" ...Valuable advice.

Pier Ridge Realty

Steve Pena  Pier Ridge Realty

Steve Pena


 

Real Estate Glossary Terms

  • Boot

    Tax term referring to cash or property of a type not included in the definition of a nontaxable exchange. The receipt of boot results in an otherwise tax-free transfer becoming taxable to the extent of the smaller of the boots fair market value or the realized gain on the transfer. ...

  • Continuation Statement

    Document submitted to a governmental agency to extend the time period for a previously approved document. ...

  • Single-Lender Web Site

    A Web site of an individual lender offering loans to consumers. Most Internet shoppers want a list of lenders in whom they can have confidence, who will provide them with the information they need to make an informed decision before applying for a mortgage, and who also guarantee them fair treatm ...

  • Absolute Assignment

    Same as term Assignment Clause: feature in a life insurance policy allowing a policyowner to freely assign (give, sell) a policy to another or institution. For example, in order to secure a loan, a bank asks to be assigned the policy. If the insured dies before repayment of the loan, the bank would ...

  • Bid

    Price an investor is willing to pay for a financial asset. ...

Real Estate Advice


 

Agent Advice

The Do’s And Don’ts Of The Real Estate Code Of Ethics

The Do’s And Don’ts Of The Real Estate Code Of Ethics

In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...

Agent Advice

How A Good Bio Can Kickstart Your Real Estate Career

How A Good Bio Can Kickstart Your Real Estate Career

As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...

Homebuyer Tips

Real Estate Niche: Green Homes

Real Estate Niche: Green Homes

Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...

How Your Appearance Affects Your Sales

How Your Appearance Affects Your Sales

As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...

Home Seller Tips

Restoring A Repossessed Home: Dealing With Damage

Restoring A Repossessed Home: Dealing With Damage

For a person who’s got an enterprising spirit, the world is full of money-making opportunities. From investment to entrepreneurship and good old-fashioned hard work, there is almost no set of circumstances that can keep a sharp-witted business man or woman down financially. Everyone gets knocked down from time to time; what’s important is how you go about ...

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