A Spot On The Water

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About Steve Pena

Real estate is my passion. As your agent, I aim to work as hard as I can to prove my commitment to doing the very best job. As a real estate professional, I am always driven to be a resource for customers and the community. I am grateful when I have the opportunity to assist clients in reaching their goals. I attribute my success to my father's words "Son, whatever you decide to do in life, make sure that you are the best" ...Valuable advice.

Pier Ridge Realty

Steve Pena  Pier Ridge Realty

Steve Pena

1-813-495-0624

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13506 N Rome Ave , Tampa - FL 33613

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Real Estate Glossary Terms

  • Boot

    Tax term referring to cash or property of a type not included in the definition of a nontaxable exchange. The receipt of boot results in an otherwise tax-free transfer becoming taxable to the extent of the smaller of the boots fair market value or the realized gain on the transfer. ...

  • Continuation Statement

    Document submitted to a governmental agency to extend the time period for a previously approved document. ...

  • Single-Lender Web Site

    A Web site of an individual lender offering loans to consumers. Most Internet shoppers want a list of lenders in whom they can have confidence, who will provide them with the information they need to make an informed decision before applying for a mortgage, and who also guarantee them fair treatm ...

  • Absolute Assignment

    Same as term Assignment Clause: feature in a life insurance policy allowing a policyowner to freely assign (give, sell) a policy to another or institution. For example, in order to secure a loan, a bank asks to be assigned the policy. If the insured dies before repayment of the loan, the bank would ...

  • Bid

    Price an investor is willing to pay for a financial asset. ...

Real Estate Advice


 

Home Seller Tips

Social Distancing During The Home Buying/Selling Process

Social Distancing During The Home Buying/Selling Process

Being a homeowner after many years of moving from one rental to another is probably one of greatest accomplishments a person can feel. Also, during our lifetime we will be faced with the decision of selling our homes for various reasons. Maybe you want to move out to a more family-friendly place, or you want to be closer to your family and friends, maybe it’s the ...

Agent Advice

Agents: How To Sell A House During A Pandemic

Agents: How To Sell A House During A Pandemic

The coronavirus outbreak dealt a massive blow to the economy. Many industries find themselves struggling during the pandemic because of the restrictions imposed by the government and authorities in order to contain the spread of the disease. With the current situation of the pandemic, many people fear to go outdoors while others are careless. We are also witnessing a ...

Homebuyer Tips

Minimum Credit Score In The USA For Home Loans

Minimum Credit Score In The USA For Home Loans

  We all dream about the glorious day we move into our own home. After all the years, moving from one rental to another, the day has come when you can finally think about your own place. You have enough money for your down payment and with a good credit score, you are now able to get a home loan. The American dream of homeownership is now within your ...

Home Seller Tips

How To Sell A House In Orlando, Florida

How To Sell A House In Orlando, Florida

The state of Florida also known as the “Sunshine State” is renowned worldwide for its touristic attractions. World-class beach experience, dining, and amusement parks are just some of the things people come for in Florida. With such an increasing number of people coming in the state the demand for housing has also increased over the years. With more people ...

Homebuyer Tips

Sustainably Refurnishing Your Home

Sustainably Refurnishing Your Home

  Sustainability is a concept for the future and it is highly important that we understand it. If we are thinking of the future we have to think of both something that can be used for the long term and also something that doesn’t produce waste. A sustainable way of refurbishing your home is quite a tricky thing to embark on, but if we want to live in a clean ...

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