Contact details

P.O. 61743 , Fort Myers - FL 33908
Office: 1-239-935-5558

About Steven Ricciardi

At Flat Charge Realty, our mission is to give the highest level of service to our clients in Southwest FL. while we bring down the high cost of selling a home and pass those savings back to you. If your not completely satisfied you can fire us at any time.

The world is changing and people are more educated. Smart people choose Flat Charge Realty.

Text SELLER to 31996 for video info 

  • Years of Experience: 25
  • Specializations: Condos, Gated Communities, Luxury Homes
  • Areas Served: Bonita Springs, Cape Coral, Captiva, Estero, Fort Myers, Immokalee, Naples
  • BrokerageFlat Charge Realty
Steven Ricciardi

Flat Charge Realty

Steven Ricciardi


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Real Estate Advice


Homebuyer Tips

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...


Real Estate Glossary Terms

  • Shakeout

    Decline in real estate values occurring during economic hardships such as depression or recession. The late 1980s and early 1990s experienced a depressed real estate market. Many office buildings remained totally, or almost totally vacant. One region of the country may be doing well while another is ...

  • Accident And Health Insurance

    Coverage for accidental injury, accidental death, or sickness; also called Accident and Sickness Insurance. Benefits include paid hospital expenses, medical expenses, surgical expenses, and income payments. ...

  • Bill Of Lading

    Document used in the transportation of goods that must be presented when a claim is made for a loss incurred. This document establishes the fact that the goods were under the care, custody, or control of the shipper at the time the loss occurred. ...

  • Dynasty Trust

    Trust in which assets are controlled through several generations and makes use of generation-skipping tax exemption. ...

  • Net Yield

    Gross yield minus total costs (expenses). ...

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