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About Susan Kumpula & Edward Heitchue
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Real Estate Glossary Terms
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Presale
Selling a commercial or residential unit prior to its completion. For example, a residential home developer discounts the price of a home by $10,000 if prospective buyers will agree to purchase prior to its completion. This enables a developer to obtain a construction loan to complete additional uni ...
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Ratification
Approval by an individual or business of a prior act. Without such confirmation, the act would not be binding. ...
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Immediate Vesting
Entitlement of an employee to benefits immediately upon entering a retirement plan. As benefits are earned, they are credited to the employee's account. These "portable" future benefits can be withdrawn by individuals leaving the service of the employer. ...
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Intentional Tort
Deliberate act or omission, including trespass, assault and battery, invasion of privacy, libel, and slander. An intentional tort is a branch of civil liability. Liability insurance can be purchased to cover libel and slander, but not the other intentional torts. ...
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Livestock Insurance
Coverage for designated horses and other farm animals if they are damaged or destroyed. The insurance includes registered cattle and herds, other farm livestock, and zoo animals. This type of insurance protects the farmer or rancher against the premature death of animals resulting from natural cause ...
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