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About Tammy Lyles

It is with great pleasure to take this opportunity to introduce myself and provide you with a few details on the Real Estate Services in which my Team and I provide. I am the Broker/Owner of S&M Realty of South Carolina. I am local and I take great pride in our community as well as in serving my clients and neighbors. When asking around, you will find that S&M Realty is highly respected, and I have earned my clients’ respect through many years of personal service in this community. No questions or concerns are too demanding, for we constantly research the latest market conditions and finance options.

As your Broker/Realtor, you can be confident that we will always put forth that extra effort whether assisting you with the purchase of a new property, the sale of a present property, managing your rental property or providing local information to new residents and businesses. With the resources and tools available at my disposal, I can assist you in making your property ownership goals a reality.

S&M Realty of North Carolina

Tammy Lyles S&M Realty of North Carolina

Tammy Lyles

1-704-777-4422

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13850 Ballantyne Corporate Place Ste 500 , Charlotte - NC 28277

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Real Estate Glossary Terms

  • Tax Credit

    Reduction in taxes payable to the IRS or local government. A tax credit is more beneficial to the taxpayer than an itemized deduction because it reduces taxes on a dollar-for-dollar basis. Assume a taxpayer's calculated tax is $25,000 before considering a tax creditor of $2,000. The tax due after th ...

  • Adjustment Income

    Income payable to a surviving spouse or other beneficiary upon the death of the primary wage earner to bridge the gap until the beneficiary is self-sufficient. For example, income can be provided for a limited period of time until a widow can regain emotional stability, receive career guidance, as w ...

  • Attained Age

    Insured's age at a particular point in time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and ...

  • Dental Insurance

    Coverage for dental services under a group or individual policy. ...

  • Insurance Regulatory Information System (iris)

    Financial analysis method established by the national association of insurance commissioners (naic) to detect problems of property and casualty insurance companies and life and health insurance companies according to these audit ratios: Property and casualty insurance companies: current year increas ...

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Immaculate beaches stretching as far as the eye can see, bordered by the cerulean blue Atlantic ocean. Thousands of energetic spring breakers and partygoers moving together in time to the thunderous sounds and spellbinding lights of an EDM concert. Luxurious waterfront mega-mansions and towering downtown office buildings dazzling all who behold them. What do all of ...

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