Tammy Lyles
S&M Realty of North Carolina

Tammy Lyles

S&M Realty of North Carolina

Fair Housing and Equal Opportunity (FHEO) REALTORĀ® The Multiple Listing Service Mark
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It is with great pleasure to take this opportunity to introduce myself and provide you with a few details on the Real Estate Services in which my Team and I provide. I am the Broker/Owner of S&M Realty of South Carolina. I am local and I take great pride in our community as well as in serving my clients and neighbors. When asking around, you will find that S&M Realty is highly respected, and I have earned my clients’ respect through many years of personal service in this community. No questions or concerns are too demanding, for we constantly research the latest market conditions and finance options.

As your Broker/Realtor, you can be confident that we will always put forth that extra effort whether assisting you with the purchase of a new property, the sale of a present property, managing your rental property or providing local information to new residents and businesses. With the resources and tools available at my disposal, I can assist you in making your property ownership goals a reality.

CONTACT DETAILS

13850 Ballantyne Corporate Place Ste 500 , Charlotte - NC 28277

Testimonials

Tammy Lyles Review
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    Tammy did an amazing job of helping us find the right house. She walked us through the entire buying process. She visited properties and shared her expertise on the area and neighborhoods. She kept in touch and explained the process to us in great detail. We would highly recommend her!

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    She is a real estate super star! Sold a home for me after only two days on the market!! After that she found me a replacement property and got my price on the first offer!

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    Mrs. Gamble was helpful throughout my first home owning buying experience. She stayed in contact with me throughout the whole process and answered every question I had. She is very professional and i would highly recommend her to anyone.

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    I didn't have to do anything but tell her what I wanted in the house. From that she sent a list of homes with pictures and I was able to choose from there. I was in still living in Texas but she went to the house chimed the walk thru so I could look at it I really had nothing to do but go thru financing which she helped with that. Great experience

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    I absolutely loved my Realtor Tammy Lyles!! She treated my home search as her own!! She was knowledgeable and honest! I could not have asked. For a better person to experience buying a new home with!!!

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    Was looking to buy a house in the Columbia area and decided to try out S&M Realty based on their online reviews. Tammy was extremely helpful throughout the entire process. She took the time to really understand me and what I was looking for from the beginning and was able to provide an unbelievable amount of information about multiple homes and the surrounding areas as well as answer every question and concern I had. Could predict and stay two steps ahead throughout the negotiation process and followed through quickly on everything. I would highly recommend her to anyone looking for a new home!

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    I first met Tammy at a house buying seminar. After listening to her speak, I knew I found the agent to help me find my first house. She is very knowledgeable and attentive and truly amazing. I had an extensive list of must haves and she delivered. She definitely exceeded my expectations by referring me to the right people who helped me purchase house I truly wanted. She was truly a pleasure to have by my side and I can't imagine completing this journey with any other agent.

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    Ms. Gamble was very knowledgeable and thorough and informative regarding the neighborhoods and areas of town that best met my needs and desire.She showed me several types of communities which gave me a variety of options.

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    Meet Ms. Tammy on 6/24/2017 and I liked her from the start. Returned my calls, showed up on time of the appointment. Her professionalism won her a five star rating from me. He had a nice folder with a print off of the house, tax information over the last three years and during the walk through of the house she pointed out things that might be a potential issue that would need to be addressed. She even said she would run the numbers to see where a negotiation of the price point the seller was asking do to repairs and/or replacement of items.I know she will do her due diligence in help us to find the right house for our needs.

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    Ms. Tammy Gamble, owner of S&M Realty is the epitome of dedication and knowledge and most of all, takes her clients needs very very seriously. As a first time owner of a single family home, she was patient, thorough and answered all of my questions. In addition, she has a plethora of resources and referrals, for ALL of her clients home ownership needs. I strongly recommend hiring her to represent buyers as well as sellers. She is a "clients realtor"!

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Real Estate Glossary Terms

Reduction in taxes payable to the IRS or local government. A tax credit is more beneficial to the taxpayer than an itemized deduction because it reduces taxes on a dollar-for-dollar basis. Assume a taxpayer's calculated tax is $25,000 before considering a tax creditor of $2,000. The tax due after th...

Income payable to a surviving spouse or other beneficiary upon the death of the primary wage earner to bridge the gap until the beneficiary is self-sufficient. For example, income can be provided for a limited period of time until a widow can regain emotional stability, receive career guidance, as w...

Insured's age at a particular point in time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and ...

Coverage for dental services under a group or individual policy....