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About Tammy Lyles

It is with great pleasure to take this opportunity to introduce myself and provide you with a few details on the Real Estate Services in which my Team and I provide. I am the Broker/Owner of S&M Realty of South Carolina. I am local and I take great pride in our community as well as in serving my clients and neighbors. When asking around, you will find that S&M Realty is highly respected, and I have earned my clients’ respect through many years of personal service in this community. No questions or concerns are too demanding, for we constantly research the latest market conditions and finance options.

As your Broker/Realtor, you can be confident that we will always put forth that extra effort whether assisting you with the purchase of a new property, the sale of a present property, managing your rental property or providing local information to new residents and businesses. With the resources and tools available at my disposal, I can assist you in making your property ownership goals a reality.

S&M Realty of North Carolina

Tammy Lyles S&M Realty of North Carolina

Tammy Lyles

1-704-777-4422

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13850 Ballantyne Corporate Place Ste 500 , Charlotte - NC 28277

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Real Estate Glossary Terms

  • Tax Credit

    Reduction in taxes payable to the IRS or local government. A tax credit is more beneficial to the taxpayer than an itemized deduction because it reduces taxes on a dollar-for-dollar basis. Assume a taxpayer's calculated tax is $25,000 before considering a tax creditor of $2,000. The tax due after th ...

  • Adjustment Income

    Income payable to a surviving spouse or other beneficiary upon the death of the primary wage earner to bridge the gap until the beneficiary is self-sufficient. For example, income can be provided for a limited period of time until a widow can regain emotional stability, receive career guidance, as w ...

  • Attained Age

    Insured's age at a particular point in time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and ...

  • Dental Insurance

    Coverage for dental services under a group or individual policy. ...

  • Insurance Regulatory Information System (iris)

    Financial analysis method established by the national association of insurance commissioners (naic) to detect problems of property and casualty insurance companies and life and health insurance companies according to these audit ratios: Property and casualty insurance companies: current year increas ...

Real Estate Advice


 

Homebuyer Tips

The Idyllic Suburbs Vs. Vibrant Downtowns

The Idyllic Suburbs Vs. Vibrant Downtowns

 Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide!   There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, ...

Agent Advice

Cryptocurrency-Friendly Realtors

Cryptocurrency-Friendly Realtors

For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money.  This was an era defined by elitist financial ...

Agent Advice

Creative Ways To Get Leads As A Real Estate Agent

Creative Ways To Get Leads As A Real Estate Agent

When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...

Agent Advice

Is Online Advertising Worth It For Realtors?

Is Online Advertising Worth It For Realtors?

For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...

Agent Advice

How To Advertise Online As A Real Estate Agent

How To Advertise Online As A Real Estate Agent

The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...

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