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About Theresa Shoptaw
Theresa Shoptaw has worked with and learned from some of the industry’s top agents and coaches to enhance her understanding of the market and all aspects of real estate.
A longtime resident of Southern Maryland, Theresa sells residential properties in Charles, Prince George’s, St. Mary’s, and Calvert Counties and the surrounding areas. Specializing in short sales, foreclosures, first-time home buyer, and market value price, Theresa multi-faceted expertise is of great benefit to her clients.
Theresa truly understands the dynamics of the Southern Maryland real estate market and is an expert at educating her clients so they can make the best decision for their needs. She knows how to use the latest internet technologies to market and find homes at an expert level.
She understands that the purchase of a home is often the largest purchase a person will make in their lifetime. Theresa believes REALTORS have an obligation to be well educated to provide the level of service and protection her clients deserve. She is constantly furthering her knowledge.
Theresa is a member in good standing of the Southern Maryland Association of REALTORS (SMAR), Maryland Association of REALTORS (MAR), and the National Association of REALTORS (NAR) in addition to the Maryland’s Multiple Listing Service (MLS).
She feels that being a REALTOR is about more than joining professional associations, she believes REALTORS should be involved in the communities where they work as well. She has served her community in many capacities from Friends of Hospice to Volunteering at her Children’s School.
Having lived in many parts of New York, including Long Island, Manhattan and Upstate New York she has a strong ability to relate to and communicate with people from diverse backgrounds and understands the need and concerns of clients who are relocating.
Theresa feels that the best path to her success is to help others get what they need to realize their success. Because of her track record of accountability, education, attention to detail, and personal attention. Theresa’s clients become customers for life. She can’t wait to provide you with the same service she has provided to her past clients, making you a customer for life as well.
Century 21 New Millennium
Theresa Shoptaw
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Real Estate Advice
Home Seller Tips
Risks And Rewards Of Selling Your Home Without A Realtor
From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...
Agent Advice
The Do’s And Don’ts Of The Real Estate Code Of Ethics
In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...
Agent Advice
How A Good Bio Can Kickstart Your Real Estate Career
As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...
Homebuyer Tips
Real Estate Niche: Green Homes
Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...
How Your Appearance Affects Your Sales
As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...
Real Estate Glossary Terms
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Loan Closing
Same as term closing: legal process of transferring a piece of real estate to a buyer. Typically it occurs in the office of the lender, attorney, or an escrow company. ...
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Business Owners Policy—section I Property Coverages
Contract that details coverage for business property losses in three specific areas: Coverage A (Building). All buildings on the site are covered with no coinsurance requirement and on a replacement cost basis toinclude: the buildings themselves; the owner's personal property used to maintain the ...
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Guiding Principles
Title of a published set of rules, adhered to by member companies of major property and liability associations, that stipulate how losses should be adjusted when the same loss is covered by more than one insurance company. Particular emphasis is placed on how the cost of the losses should be apporti ...
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Past Service Liability—initial
Funding of an employee's benefits in a pension plan for his or her beginning past service of employment. This is a significant cost factor in pension planning and financing of future benefits. ...
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Savings Element, Life Insurance
Buildup of policy cash value, as distinguished from the death benefit. A policyholder has a choice between surrendering the policy for its cash surrender value or keeping it in force for its death benefit. The rates of return on cash value policies, such as whole life insurance, universal life, or v ...
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Debt Coverage Ratio (DCR)
The definition of debt coverage ratio (DCR) or debt-service coverage ratio (DSCR) is on the pages of all finance coursebooks. It reveals the ability of an individual - but most often of a company - to pay off what it owes (principal, interest, commissions) over a period of time. The higher ...
Real Estate FAQ
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Who Pays The Real Estate Agent?
Now that you’ve learned how much does a real estate agent make, you’re wondering who pay ...
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Is Palm Coast Florida Safe?
Located about an hour away from both Jacksonville and Orlando, the city of Palm Coast dwells in Flag ...