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About Vi Arnold & Paul Hernandez

Buy or sell real estate property.
The purchase or sale of a home or investment property is one of the most complex and significant financial events in peoples' lives.
People typically seek the help of real estate brokers and sales agents when buying or selling real estate because of the complexity and importance of this transaction.

Real estate brokers and sales agents can help you find a home, sell your home, make an offer on a home, help you find buyers, and assist you with paperwork.
Real estate professionals have a thorough knowledge of the real estate market in their communities.
They are familiar with local zoning and tax laws and know where to obtain financing for the purchase of property.

Buy and sell residential houses, commercial buildings, industrial property and farmland, property management, mortgage banking, land development, and real estate appraisal.

HBM2 Inc.

Vi Arnold &  Paul Hernandez

Vi Arnold & Paul Hernandez


Real Estate Glossary Terms

  • Abstract

    An abridged copy or summary of a document. ...

  • Endowment

    Funds of property bestowed upon a person or an institution. The income is used to serve a specific purpose for which the endowment was intended. ...

  • Apparent Authority (perceived Authority)

    Specific powers that a prospective insured believes the insurance company has granted to its agent. For example, if the insurance company has furnished the agent a rate book, application forms, stationery with the company logo, and sales literature, the prospective insured has reason to believe that ...

  • Mixed Perils

    Several different types of perils covered under one policy. ...

  • Naic: Model Policy Loan Interest Rate Bill National Association Of Insurance Commissioners

    Bill that allows the insurance company to include a clause in its policy that permits the policyholder to make a policy loan at a variable interest rate on new policies. Under this clause, the following must be instituted by the insurance company: interest rate cannot be changed more than four times ...

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