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1545 S Belcher Rd , Clearwater - FL 33764

About Beverly Richardson

Charles Rutenberg Realty Inc. of Tampa Bay. Serving Clearwater, Tampa, New Port Richey, Sarasota, Orlando and surrounding areas.  Call us if you are buying or selling in Pinellas County, Hillsborough County, Pasco County, Hernando County, or Manatee County.  We are your source for Tampa Bay Real Estate. Call the Information Center 7 days a week at 727-242-2215 or 813-787-6243. If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Let us show you how to SAVE BIG $$$ with our special commission rates.

If you are buying a home In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Tampa Bay with my New Listings Notification

 

Beverly Richardson

Charles Rutenberg Realty Inc.

Beverly Richardson


 
 

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Real Estate Advice


 

Agent Advice

Retirement: A Real Estate Agent Niche

Retirement: A Real Estate Agent Niche

Everyone has a different idea regarding what they want to do when they lay down their burdens and walk into the golden light of retirement. Maybe you’ll buy an RV, and tour the country, stopping to camp in places all around the country. Maybe you’ll take up woodworking, and create beautiful, handcrafted works of art out of the remnants of fallen timber. ...

Homebuyer Tips

How To Keep Up With Your Mortgage Payment

How To Keep Up With Your Mortgage Payment

The day when you are looking to buy your first home has arrived and you are excited beyond belief. The American Dream of homeownership is finally becoming a reality, after all the sacrifices you’ve done in order to save money for this moment. Everyone gets excited in the beginning. I mean who wouldn’t when you know that, finally, there is a place you can ...

Homebuyer Tips

Living In Chesterfield VA

Living In Chesterfield VA

In the middle of Virginia is where you’ll find the unincorporated area of Chesterfield, the county seat of Chesterfield County. While the census-designated area shares the same name with the county to which it belongs, they are not the same place. The county is considerably larger than the unincorporated area of Chesterfield, Virginia and within Chesterfield ...

Agent Advice

How I Managed My Sleep Hours As A Real Estate Agent?

How I Managed My Sleep Hours As A Real Estate Agent?

 Sleep management is something that many people need to learn during their lifetime. A normal sleep schedule and a good sleep management are important in every line of work. University students struggle with getting enough sleep because they prioritize other social engagements or studying before sleep, thinking that their young age means that they are less affected ...

Agent Advice

Real Estate Niche: Rent

Real Estate Niche: Rent

If you are just starting out as a real estate agent or if you want to revitalize your business, there are plenty of opportunities in real estate that allow you to do just that. Going into rental property is just one of them. The US economy is influenced by many industries and real estate is one that plays a big role in it. A real estate license opens up a lot of ...

 

Real Estate Glossary Terms

  • Tenure In Land

    Classification of one's ownership rights in land. One way either buy the land and own all rights to it or lease it where one's rights are described in and limited by the lease agreement. ...

  • Fully Amortizing Payment

    The monthly mortgage payment which, if maintained unchanged through the remaining life of the loan at the then-existing interest rate, will pay off the loan at term. ...

  • American Agency System

    Marketing of insurance through independent agents; also called independent agency system. Independent agents usually represent several insurance companies and try to insure the risk according to availability of coverage and most favorable price. Independent agents are paid a commission in the form o ...

  • Risk-based Capital Statistic (rbcs)

    Ratio of authorized control level risk-based capital of an insurance company to its total adjusted capital. This statistic determines regulatory action taken by the state's insurance commissioner. If the RBCS is greater than 200%, no regulatory action is required. If the RBCS is between 150 and 200% ...

  • Teachers Insurance And Annuity Association-college Retirement Equities Fund (tiaa-cref)

    Life insurance company that sells life insurance and annuities to the faculty and staff of colleges and universities. Its TIAA-CREF Tax-Sheltered Annuity (TSA) uses a traditional fixed dollar annuity, the TIAA portion, and a variable dollar annuity, the CREF portion. Most participants have a split f ...

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