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Last updated: September 28, 2021 • Lifestyle

Retirement: a New Start

For most of us, retirement is our ultimate end goal. At the end of every working day, the hope of reaching it is what gets us up the next day. Throughout our lives, we make countless decisions with retirement in mind. We spend decades working towards this singular day, when our worries will be over and the long vacation of retirement will begin. 

Unfortunately, when people reach this point in their lives, it can feel a bit… empty. After spending decades putting every cent towards retirement, you may realize that you never really thought about how you’d spend it. With tens of thousands of hours spent putting money in a retirement fund, you might realize that you never took the time to plan a retirement at all. 

So what are you to do in this situation? Now that retirement has arrived and you’re completely without plans, what are you going to do? How are you going to spend all of your newfound free time and money? If you’ve come here asking these questions, we’ve got you covered. In this article, we’ll be giving you some ideas on how to spend your retirement. Let’s get started! 

A new perspective

Retired couple walking around

By this point in your life, you might feel like you’ve piqued. It’s an unavoidable reality that retirees often feel “old” or “out of shape” by the time they reach the golden age of retirement. They feel that they can’t enjoy the same things that they used to, and sometimes they even feel that they’ve wasted their time by worrying too much about their retirement fund. 

If you’re feeling this way, don’t let it get you down. Sure, you may not be able to go bungee jumping or downhill skiing, but there are still plenty of ways that you can constructively and enjoyably spend your free time during retirement. Retirement is a new beginning, one during which you can throw off the constraints of work and responsibility, exchanging these chains for the freedom of an entirely free schedule and steady income. 

By looking at things this way, you’ll open up a world of new possibilities to explore, opening up new paths and giving yourself time to learn new things. You can help those in need, you can spend time on self care, and you can learn to view life in new ways. Let’s take a look at some of these possibilities now!  

Spend some time volunteering

Retired woman volunteering

One great way to get yourself out there while doing some good for your community is to volunteer at a homeless shelter, charity or construction project. This will give you the opportunity to help those who are less fortunate than you are, and will help you by providing you with valuable new insight that can help you grow as a person. 

What’s more, there are many ways that you can use the skills that you gained in your professional life to help out and improve your community by volunteering. If you worked in construction, you can help build homes with a project like Habitat for Humanity. If you were an accountant, lend your skills to a charity. No matter what you’re good at, chances are you can use it to help others! 

If you aren’t really in a condition where you can be out and on your feet all day, there are other ways to help your community; donating household items is a great way to to start, and it will help you better organize your home to boot! If you don’t have an excessive amount of things lying around, you could also make a cash donation; most charities accept donations online, so it’s quick, simple and easy! 

Find a new hobby

Senior couple jogging

Of course, you can’t spend all your free time volunteering. You’ve got to set aside some time for yourself! Fortunately, retirement is a great time to find a new hobby or passion. This hobby can be anything from reigniting a passion for music to realizing you really like gardening; the important thing is that you enjoy doing it! 

Active hobbies can be a great way to stay in shape while getting in some quality me-time. Even if you aren’t as spry as you used to be, there are plenty of activities that don’t require peak agility or fitness. Kayaking, swimming and jogging are all excellent examples of active hobbies that won’t take a tremendous amount of exertion to engage in; just get out there and find an active hobby you enjoy! 

For those who want to stay limber and fit, yoga and meditation are also excellent options when it comes to active hobbies. Both of these will benefit your physical and mental health, while providing you with a relaxing and structured way to stay active. If you want to take things to the next level, you can even create a meditation spot in your home

Take a trip 

Senior couple walking hand in hand

After spending years in one place, it’s easy for things to start feeling monotonous and gray. This isn’t to say you can’t enjoy the peaceful familiarity of your hometown. Familiarity can be great, but it can also be oppressive at times. So what are you to do once you reach retirement and realize that you’re still in the same place? Take a road trip, of course! 

When it comes to roadtrips, you’ve got two options more or less; with friends or on your own. Taking a road trip with friends or family can be a lot of fun, but it’s not for everyone. Some travellers gravitate towards the singular travel experience, while others prefer to experience their adventures in a posse. It’s entirely up to you! 

Once you’ve assembled your traveling group, it’s time to pick a destination. The options are all but endless! You could go on a camping trip to the beautiful rolling slopes of Gatlinburg or just drive to one of Miami’s many beautiful beaches. When it comes to travel destinations, the more unconventional it is, the better! 

Find a part time job

Elderly man working in construction

For some people, a life of ease and leisure just doesn’t feel right. While most people would agree that getting to hang out doing nothing of significance all day sounds like a pretty sweet deal, there are those who just don’t feel right without the reassurance and validation that a steady job provides. For people like this, we have the answer: a part time job! 

If you’re retired, chances are you aren’t in desperate need of cash. You probably have all of your expenses taken care of, with house payments, leaving you comfortably taken care of when it comes to finances. In these situations, having a job that you can afford to lose can lend a lot of structure to your life, without the stress and anxiety. 

Because your finances are largely taken care of, this part time job can be something with little or no pay, such as a coaching position for a little league team or an instructors position at a woodworking class. As long as you enjoy it and it helps you better organize your personal life, it’s up to you! 

Try investing

Happy elderly man

Retirement is great. It offers a ton of free time, it lets you focus on self improvement, and it removes a great deal of the stress that comes with having to work for a living. One downside of retirement, however, is that your options when it comes to expanding your wealth are limited. You can’t exactly get a raise or a promotion, now can you? 

This is usually the case, unless you get good at investing! By investing your retirement fund wisely (either by educating yourself on the ins and outs of an investment market or just hiring a professional) you exponentially increase both the amount of money you have, and the amount you leave to those named in your will

When investing, you should always remember one simple rule: never invest more than you can afford to lose. Whether you’re putting money into cryptocurrency, stocks or the real estate market, always keep this rule in mind. And, speaking of real estate investing, why not find a real estate agent near you and see what’s on the market? If you’ve got the capitol, you might just nab a great deal! 


It’s safe to say that transitioning into retirement can be a bit difficult. Trying to restructure your life to adjust to this drastic change can be a difficult task, but with some persistence and elbow grease, you’ll find a way to do it; we believe in you! From all of us here at the team, we wish you the best of luck! 


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