Josephine Jordan

Raritan Bay Realty

Fair Housing and Equal Opportunity (FHEO)

I am a full time licensed professional Realtor. My background is in quality customer care and I followed in the same path. My greatest satisfaction is being able to help buyers and sellers make the best decisions with their real estate needs. You can be assured I will provide a smooth and easy transaction.

I have been with Raritan Bay Realty and could not have found a more honorable company to work with.Please don't hesitate to call me. I look forward to hearing from you.

CONTACT DETAILS

1613 Beaverdam Rd , Point Pleasant - NJ 08742

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Real Estate Advice

Home Seller Tips

Behind The Curtains: Exploring The Origins Of Homeowners Associations In The US

Have you ever stopped to think about who's behind the scenes, making sure our neighborhood stays awesome? That's where homeowners’ associations (HOAs) come in - the real MVPs you might not even notice! These non-profit entities are like the glue holding our community together, taking care of everything from fixing up the park to organizing block parties. With roots ...

Home Seller Tips

Secrets Sellers Should Keep: What Not To Tell Your Realtor When Selling

When you’re selling your home, it’s essential to be open with your realtor - but there are some things you should keep to yourself. Knowing what not to tell your realtor when selling can really make a difference. Some details are best kept private, from your reasons for selling to how flexible you are on price. Being honest is great, but sometimes it’s ...

Homebuyer Tips

Benefits Of Hiring A Real Estate Agent

If you’re on the market to buy, sell, or rent properties, you might not be completely aware of the benefits of hiring a real estate agent. You might even be reluctant to hire one, considering commissions are too high. Also, hearing about the bad reviews some agents get might make you want to take matters into your own hands. But suppose you spare some time to read ...

Real Estate Glossary Terms

Descriptive Memorandum

Method of describing a real estate property offering by a developer in lieu of a prospectus....

Mortgage Payment Table

Tables used to compute the monthly mortgage payment that consists of principal repayment and interest. A loan amortization type of formula is used. The tables have monthly payments for any combination of loan size, interest rate, and term. Table 6 ( Monthly Mortgage Payments ) of the Appendix gives ...

Respondeat Superior

term used in law stating 'allow the principal to respond'. An owner of property is legally liable for the improper actions of an agent representing him if it is within the scope of the duties reasonably expected to be performed. For example, a landlord may be held accountable for injury to prospe...

Maximum Loan-to-Value Ratio

The maximum allowable ratio of loan-to- value (LTV) on any loan program. Generally, these are set by mortgage insurers or by lenders and can range up to 100%, although some programs will go above 100%....