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About Kelly Ho-Montoya
Kelly Ho-Montoya, real estate and insurance agent, serving Wichita Falls and the Dallas Metropolitan area. After a decade long successful track record within the insurance industry, she combined her passion for protecting client assets with obtaining real estate assets by developing Paramount Real Estate Services.
Her hard work, grit, and true passion for serving her clients has built Kelly's reputation based on trust and authenticity. She is recognized as 2018 Texoma's Best Insurance Agent, 2018 Insurance Agent Group, and nominated for 2018 Realtor of the Year.
Kelly specializes in all facets of the Real Estate and Insurance business, whether you are a first time home buyer, investor, need help in the luxury market, or selling your home, she knows and has experience in it all. Kelly is here to help you through every step of your real estate transaction as well as ensuring the proper coverage to protect your assets.
For the highest level of personal client service call Kelly at (940) 867-7744 to have you closed & covered.
Paramount Real Estate Services
Kelly Ho-Montoya
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Real Estate Advice
Homebuyer Tips
Think about the last exciting trip you had to a city you’ve never seen before. The experience you had there was so amazing that you might’ve considered coming back, but this time for good. You can’t stop thinking about how amazing it would be to get the same kind of experience, every day you get to live there. While the emotions and the feeling might ...
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
Pros And Cons Of Living In Clermont Florida
Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
Homebuyer Tips
The Pros And Cons Of Living In Pensacola
The process of choosing a new place to live is often a bit daunting. When your head is spinning from trying to make sense of all the different relevant factors such as crime rates, climate, job opportunities and living costs, it often feels overwhelming, leaving you hopelessly lost without the slightest clue where to start. If you are in this predicament and Pensacola ...
Homebuyer Tips
Pros And Cons Of Living In Melbourne, FL
If you’re starting to think about moving to Melbourne, FL get ready to launch yourself into a new lifestyle surrounded by technology advancements within Florida’s Space Coast. While it is the center of high-tech aerospace development in the area, Melbourne, FL is also an oasis for natural explorations, beach life and any outdoor activity you could possibly ...
Real Estate Glossary Terms
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Adjoining Property
Property that shares a common border, is contiguous, and touching. ...
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Plaintiff
An individual's bringing a legal action against a defendant. The plaintiff wants relief from the judge against a defendant. An example is investors in a real estate investment trust (REIT) are suing the trust for false and misleading financial statements. ...
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Salt Box Architecture
Style of architecture popular during the American Colonial Period. The 2-story house is square or rectangular. The steep gable roof extends down to the first floor in the rear. ...
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Attachment Point
Critical point in the total amount of claims paid above which the excess insurance policy pays a percentage (generally 80-100%) of the claims for any policy year experience. ...
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Law Of Mortality
Premise that, out of a large group of people, a given number will die each year (conversely, a given number will remain alive each year) until all the people in that original group are dead. This life and death event will allow the law of large numbers to operate effectively. ...