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About Kelly Ho-Montoya
Kelly Ho-Montoya, real estate and insurance agent, serving Wichita Falls and the Dallas Metropolitan area. After a decade long successful track record within the insurance industry, she combined her passion for protecting client assets with obtaining real estate assets by developing Paramount Real Estate Services.
Her hard work, grit, and true passion for serving her clients has built Kelly's reputation based on trust and authenticity. She is recognized as 2018 Texoma's Best Insurance Agent, 2018 Insurance Agent Group, and nominated for 2018 Realtor of the Year.
Kelly specializes in all facets of the Real Estate and Insurance business, whether you are a first time home buyer, investor, need help in the luxury market, or selling your home, she knows and has experience in it all. Kelly is here to help you through every step of your real estate transaction as well as ensuring the proper coverage to protect your assets.
For the highest level of personal client service call Kelly at (940) 867-7744 to have you closed & covered.
Paramount Real Estate Services
Kelly Ho-Montoya
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Real Estate Advice
Homebuyer Tips
Houston Real Estate Market Overview Of 2022
Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...
Agent Advice
Black Friday Bucketlist For Realtors
The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...
Home Seller Tips
Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...
Homebuyer Tips
10 Things That Could Turn Off Homebuyers
Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...
Home Seller Tips
What Not To Fix When Selling A House
Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...
Real Estate Glossary Terms
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Adjoining Property
The definition of adjoining properties describes two or more real estate properties, lots, or parcels that shared a boundary. A property that shares a common border with another is contiguous or touching the other; they are connected or share a border. The meaning of the term adjoining properties re ...
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Plaintiff
An individual's bringing a legal action against a defendant. The plaintiff wants relief from the judge against a defendant. An example is investors in a real estate investment trust (REIT) are suing the trust for false and misleading financial statements. ...
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Salt Box Architecture
Style of architecture popular during the American Colonial Period. The 2-story house is square or rectangular. The steep gable roof extends down to the first floor in the rear. ...
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Attachment Point
Critical point in the total amount of claims paid above which the excess insurance policy pays a percentage (generally 80-100%) of the claims for any policy year experience. ...
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Law Of Mortality
Premise that, out of a large group of people, a given number will die each year (conversely, a given number will remain alive each year) until all the people in that original group are dead. This life and death event will allow the law of large numbers to operate effectively. ...