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About Kelly Ho-Montoya
Kelly Ho-Montoya, real estate and insurance agent, serving Wichita Falls and the Dallas Metropolitan area. After a decade long successful track record within the insurance industry, she combined her passion for protecting client assets with obtaining real estate assets by developing Paramount Real Estate Services.
Her hard work, grit, and true passion for serving her clients has built Kelly's reputation based on trust and authenticity. She is recognized as 2018 Texoma's Best Insurance Agent, 2018 Insurance Agent Group, and nominated for 2018 Realtor of the Year.
Kelly specializes in all facets of the Real Estate and Insurance business, whether you are a first time home buyer, investor, need help in the luxury market, or selling your home, she knows and has experience in it all. Kelly is here to help you through every step of your real estate transaction as well as ensuring the proper coverage to protect your assets.
For the highest level of personal client service call Kelly at (940) 867-7744 to have you closed & covered.
Paramount Real Estate Services
Kelly Ho-Montoya
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Agent Advice
How To Become A Real Estate Agent In Texas?
Being the second-largest state in the United States following Alaska, Texas prides in its prosperous economy and with a gross state product of $1.8 trillion, Texas is amongst the top largest economies globally. Texas is a state with an abundance of natural resources, thriving cities, and institutions that provide the best education that significantly contributes to its ...
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Real Estate Glossary Terms
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Adjoining Property
Property that shares a common border, is contiguous, and touching. ...
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Plaintiff
An individual's bringing a legal action against a defendant. The plaintiff wants relief from the judge against a defendant. An example is investors in a real estate investment trust (REIT) are suing the trust for false and misleading financial statements. ...
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Salt Box Architecture
Style of architecture popular during the American Colonial Period. The 2-story house is square or rectangular. The steep gable roof extends down to the first floor in the rear. ...
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Attachment Point
Critical point in the total amount of claims paid above which the excess insurance policy pays a percentage (generally 80-100%) of the claims for any policy year experience. ...
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Law Of Mortality
Premise that, out of a large group of people, a given number will die each year (conversely, a given number will remain alive each year) until all the people in that original group are dead. This life and death event will allow the law of large numbers to operate effectively. ...