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About Kelly Ho-Montoya
Kelly Ho-Montoya, real estate and insurance agent, serving Wichita Falls and the Dallas Metropolitan area. After a decade long successful track record within the insurance industry, she combined her passion for protecting client assets with obtaining real estate assets by developing Paramount Real Estate Services.
Her hard work, grit, and true passion for serving her clients has built Kelly's reputation based on trust and authenticity. She is recognized as 2018 Texoma's Best Insurance Agent, 2018 Insurance Agent Group, and nominated for 2018 Realtor of the Year.
Kelly specializes in all facets of the Real Estate and Insurance business, whether you are a first time home buyer, investor, need help in the luxury market, or selling your home, she knows and has experience in it all. Kelly is here to help you through every step of your real estate transaction as well as ensuring the proper coverage to protect your assets.
For the highest level of personal client service call Kelly at (940) 867-7744 to have you closed & covered.
Paramount Real Estate Services
Kelly Ho-Montoya
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Real Estate Advice
Home Seller Tips
How To Rebuild Your Life After A Foreclosure?
When one chapter ends, another one begins. Foreclosures are simply that: fresh new beginnings. Of course, it can bring you down for a while, it may have a negative impact on your credit score for years and even on your relationships, but you can rebuild your life and live happily ever after. Foreclosures are like a bad dream that for some homeowners becomes a reality. ...
Homebuyer Tips
Passive Income Strategies To Avoid Paying Interest On Your Home Loan
To pay interest means to work twice for the same money. In other words, it reduces your productivity. When you are paying interest, you are simply treading water, that is you’re not making any progress. Despite this fact, most passive income opportunities rely on interest and especially on compound interest. There are many different definitions of interest, but in ...
Homebuyer Tips
6 Types Of Land Surveys You Should Be Aware Of
Land is a precious resource because it is very limited and nobody’s going to make any more of it. As you already know, about 70% of the Earth is covered by water and the rising sea level is threatening. Then, not all the dry land is suitable for construction or even habitable - 33% is dessert while mountains occupy another 24%. This means there are only 15.8 ...
Agent Advice
Should Friends And Family Hire You As Their Real Estate Agent?
Haven’t you ever been told to keep friendship and business apart? Real estate could be the ultimate test for friendships because money and greed bring out the true character of a human being. The United States of America is the third largest country in the world by surface area, and currently in the third place by population - more than 331 million people. 32% of ...
Home Seller Tips
9 Unusual Ways In Which Water Increases The Value Of Your House
What really increases the price of the house is its location. So, if your house is not on an exotic beach, we will tell you how to bring the sea to your house. Stay with us as we look at the friendly side of the water - the miraculous liquid that makes our planet habitable. Water is both a friend and an enemy in real estate. Leaking faucets, burst pipes, and floodings ...
Real Estate Glossary Terms
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Adjoining Property
Property that shares a common border, is contiguous, and touching. ...
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Plaintiff
An individual's bringing a legal action against a defendant. The plaintiff wants relief from the judge against a defendant. An example is investors in a real estate investment trust (REIT) are suing the trust for false and misleading financial statements. ...
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Salt Box Architecture
Style of architecture popular during the American Colonial Period. The 2-story house is square or rectangular. The steep gable roof extends down to the first floor in the rear. ...
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Attachment Point
Critical point in the total amount of claims paid above which the excess insurance policy pays a percentage (generally 80-100%) of the claims for any policy year experience. ...
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Law Of Mortality
Premise that, out of a large group of people, a given number will die each year (conversely, a given number will remain alive each year) until all the people in that original group are dead. This life and death event will allow the law of large numbers to operate effectively. ...