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About Kelly Ho-Montoya
Kelly Ho-Montoya, real estate and insurance agent, serving Wichita Falls and the Dallas Metropolitan area. After a decade long successful track record within the insurance industry, she combined her passion for protecting client assets with obtaining real estate assets by developing Paramount Real Estate Services.
Her hard work, grit, and true passion for serving her clients has built Kelly's reputation based on trust and authenticity. She is recognized as 2018 Texoma's Best Insurance Agent, 2018 Insurance Agent Group, and nominated for 2018 Realtor of the Year.
Kelly specializes in all facets of the Real Estate and Insurance business, whether you are a first time home buyer, investor, need help in the luxury market, or selling your home, she knows and has experience in it all. Kelly is here to help you through every step of your real estate transaction as well as ensuring the proper coverage to protect your assets.
For the highest level of personal client service call Kelly at (940) 867-7744 to have you closed & covered.
Paramount Real Estate Services
Kelly Ho-Montoya
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Real Estate Advice
Homebuyer Tips
The Ultimate Home Theater Room
Don’t you feel that the days keep getting shorter with every birthday? Time seems to fly so fast, especially when we are doing what we love or when we are involved in a pleasurable activity. Humans have always been looking for ways to make time pass in a pleasant manner, so as to fill the void and silence it leaves behind. A home theater room is like a time ...
Homebuyer Tips
Buying A Home In Scottsdale Vs Building Your Own Home
So, you’ve found the best place to live in and you already face a huge dilemma - should you build a house from the ground up or buy an existing home? Scottsdale is definitely a great city to live in, preferred by students and retirees alike. With plenty of vacant land around, building your own house in Scottsdale, AZ might be a solution for your housing needs. One ...
Agent Advice
Client Gifts: Creative Closing Gifts For Home Buyers
Who doesn’t like to receive gifts? Gift giving is so rewarding and such a great experience not only for the giver but for the receiver, too. When we were little kids, we used to be so possessive that the only joy we had was when we received a gift from someone. No matter how small, gifts make a child happy. Coming of age, though, we realize that there is ...
Agent Advice
How To Take Advantage Of The REA Directory Listing
Online directories have been around since the early 90s when the father of the Internet, Tim Berners-Lee, compiled a simple list of web servers. Soon after that, Yahoo and Google took off. Yahoo started its services in 1995 while Google was founded in 1998. Before that, phone books were a very popular form of directory. Don’t you remember the Yellow Pages? Nowadays, ...
Home Seller Tips
How To Rebuild Your Life After A Foreclosure?
When one chapter ends, another one begins. Foreclosures are simply that: fresh new beginnings. Of course, it can bring you down for a while, it may have a negative impact on your credit score for years and even on your relationships, but you can rebuild your life and live happily ever after. Foreclosures are like a bad dream that for some homeowners becomes a reality. ...
Real Estate Glossary Terms
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Adjoining Property
Property that shares a common border, is contiguous, and touching. ...
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Plaintiff
An individual's bringing a legal action against a defendant. The plaintiff wants relief from the judge against a defendant. An example is investors in a real estate investment trust (REIT) are suing the trust for false and misleading financial statements. ...
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Salt Box Architecture
Style of architecture popular during the American Colonial Period. The 2-story house is square or rectangular. The steep gable roof extends down to the first floor in the rear. ...
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Attachment Point
Critical point in the total amount of claims paid above which the excess insurance policy pays a percentage (generally 80-100%) of the claims for any policy year experience. ...
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Law Of Mortality
Premise that, out of a large group of people, a given number will die each year (conversely, a given number will remain alive each year) until all the people in that original group are dead. This life and death event will allow the law of large numbers to operate effectively. ...