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About Marjorie Lindsey & Karen Lindsey
Buy or sell real estate property.
The purchase or sale of a home or investment property is one of the most complex and significant financial events in peoples' lives.
People typically seek the help of real estate brokers and sales agents when buying or selling real estate because of the complexity and importance of this transaction.
Real estate brokers and sales agents can help you find a home, sell your home, make an offer on a home, help you find buyers, and assist you with paperwork.
Real estate professionals have a thorough knowledge of the real estate market in their communities.
They are familiar with local zoning and tax laws and know where to obtain financing for the purchase of property.
Buy and sell residential houses, commercial buildings, industrial property and farmland, property management, mortgage banking, land development, and real estate appraisal.
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Real Estate Glossary Terms
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Consolidation Loan
Loan that combines smaller loans into one larger loan and typically arises from refinancing debt. It typically results in a lower overall interest rate, longer payment schedule, and lower dollar amount for each payment. Further, it is more convenient and easier when there is one loan rather than m ...
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Title Defect
Title deficiency that prevents a seller from successfully transferring property to a buyer. A title company may discover a title defect ( due to encumbrances against the property or failure of a former co-owner of the property to sign a deed transferring the title, etc.) in preparation for a closing ...
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South-eastern Underwriters Association (SEUA) Case
Important 1944 U.S. Supreme Court ruling that the insurance business constituted interstate commerce and was thus subject to the SHERMAN antitrust act. This decision came in U.S. v. South-Eastern Underwriters Association, a price-fixing case, brought against a fire insurance rate-making group by the ...
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Unscheduled Property Floater
Insurance that offers blanket coverage up to a certain dollar amount on all property of the classification covered by the policy. Floater policies, which cover property wherever it happens to be and while it is in transit, can also be purchased as a scheduled policy where each individual item is lis ...
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Waiver Of Restoration Premium
Clause in a surety bond contract providing for restoration of coverage after a loss without requirement of a restoration premium. ...
Real Estate Advice
Agent Advice
Word Of Mouth: The Best Advertising Tool A Realtor Can Use
As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...
Agent Advice
How Much Do Real Estate Agents Spend On Marketing?
If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...
Agent Advice
How To Retain Your Real Estate Clients Effectively?
The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...
Home Seller Tips
Risks And Rewards Of Selling Your Home Without A Realtor
From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...
Agent Advice
The Do’s And Don’ts Of The Real Estate Code Of Ethics
In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...
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