Equals the tax divided by taxable income. Foe example, if the tax is $30,000 on taxable income of $120,000 the effective tax rate if the business is 25% ($30,000/$120,000)...

A term that small lenders sometimes use to distinguish themselves from mortgage brokers....

Essential part of an insurance policy. It names the individual (s) covered, property and locations covered, perils covered, the time a policy goes into force, and its termination date....

Employee benefit program that emphasizes the pursuit of a lifestyle that minimizes the occurrence of sickness through an organized program of preventive medicine. Such a program includes screening for high blood pressure, obesity, breast cancer, and stress; a smoke-free workplace; a systematized exe...