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About Tom Osbeck

Welcome to Keller Williams NY Realty, a lively and vibrant community of which we are proud to be a part of!

We believe that real estate is a local business driven by individual agents and their local image and influence. We believe that together everyone achieves more and the success of our company is dependent on the success and growth of our agents. We have built a business on the addition of accomplished colleagues with great reputations and a focus on work life balance.

We believe that profit matters and we believe in sharing in that profit! We believe that Keller Williams is a technology based company that is innovative and cutting edge. We pride ourselves on being an education based organization cleverly disguised as a real estate office. We train each agent to be independent while providing the support they need to forge ahead without worry. We believe that each agent possesses unique strengths that should be encouraged, clearly articulated and delivered to their clients.

Thank you again for choosing Keller Williams NY Realty. We look forward to assisting you in the growth of your business.

Keller Williams NY Realty

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Tom Osbeck


 

Real Estate Glossary Terms

  • Choose In Action

    Claim or debt that may be recovered by instituting a lawsuit. ...

  • Value In Use

    Discounted value of net cash receipts to be obtained from a property. The present value calculation includes consideration of annual cash inflows plus the disposal value. ...

  • Pass-through Securities

    Securities supported by a pool of mortgages. The principal and interest are due monthly in the mortgages and are passed through to the investors who bought the pool. ...

  • Cost-of-living Adjustment (cola)

    Automatic adjustment applied to Social Security retirement payments when the consumer price index increases at a rate of at least 3%, the first quarter of one year to the first quarter of the next year. ...

  • Family Maintenance Policy

    Combination of whole life and level term that provides income to a beneficiary for a selected period of time (e.g., 20 years) if an insured dies during that period. At the end of the income-paying period the beneficiary also receives the entire face amount of the policy. If an insured dies after the ...

Real Estate Advice


 

Homebuyer Tips

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

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