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About Tom Osbeck

Welcome to Keller Williams NY Realty, a lively and vibrant community of which we are proud to be a part of!

We believe that real estate is a local business driven by individual agents and their local image and influence. We believe that together everyone achieves more and the success of our company is dependent on the success and growth of our agents. We have built a business on the addition of accomplished colleagues with great reputations and a focus on work life balance.

We believe that profit matters and we believe in sharing in that profit! We believe that Keller Williams is a technology based company that is innovative and cutting edge. We pride ourselves on being an education based organization cleverly disguised as a real estate office. We train each agent to be independent while providing the support they need to forge ahead without worry. We believe that each agent possesses unique strengths that should be encouraged, clearly articulated and delivered to their clients.

Thank you again for choosing Keller Williams NY Realty. We look forward to assisting you in the growth of your business.

Keller Williams NY Realty

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Tom Osbeck


 

Real Estate Glossary Terms

  • Choose In Action

    Claim or debt that may be recovered by instituting a lawsuit. ...

  • Value In Use

    Discounted value of net cash receipts to be obtained from a property. The present value calculation includes consideration of annual cash inflows plus the disposal value. ...

  • Pass-through Securities

    Securities supported by a pool of mortgages. The principal and interest are due monthly in the mortgages and are passed through to the investors who bought the pool. ...

  • Cost-of-living Adjustment (cola)

    Automatic adjustment applied to Social Security retirement payments when the consumer price index increases at a rate of at least 3%, the first quarter of one year to the first quarter of the next year. ...

  • Family Maintenance Policy

    Combination of whole life and level term that provides income to a beneficiary for a selected period of time (e.g., 20 years) if an insured dies during that period. At the end of the income-paying period the beneficiary also receives the entire face amount of the policy. If an insured dies after the ...

Real Estate Advice


 

Homebuyer Tips

Living In Tucson Pros And Cons

Living In Tucson Pros And Cons

If you want to experience the authentic feel of the Southwest then Tucson, AZ is the city for you. Located a mere hour away from the Mexican border, this metropolis has ranches and cattle drives to remind you of the beauty of the Old West, while resort hotels, restaurants and healing spas are setting new trends in the Tucson way of life. The people who live here seem to ...

Homebuyer Tips

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...

Homebuyer Tips

Waterfront Properties For Sale In Pasadena, MD

Waterfront Properties For Sale In Pasadena, MD

There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...

Homebuyer Tips

Living In Cape Coral Florida

Living In Cape Coral Florida

When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...

Homebuyer Tips

Living In Charlotte, NC Pros And Cons

Living In Charlotte, NC Pros And Cons

The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...

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