Commercial insurance is designed to help protect many of the risks your business can face, including: - Damage or destruction to your business vehicles. - Certain liability exposures resulting from the operation of your business vehicles. - Damage or destruction to your office equipment or inventory. - Loss of income in case you have to close-up shop temporarily because of a covered loss. - Certain business related liability exposures such as, wrongful entry or search, libel, slander and even certain offenses arising out of your business's advertising. - Risks to your cargo while in transit or storage. - Theft or loss of tools and equipment. - Crime coverage including robbery, burglary, even employee dishonesty.