What Do I Need To Know About Renters Insurance, And What Does It Cover?
You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And it only costs a little to protect a lot. Renter's insurance is less costly than you might think. Your Property - What would it cost to replace the contents in my home? - Do I have an inventory and photographs of my personal possessions? You and Your Guests - What kind of protection do I have against liability. - Will my guest's medical expenses be covered if they are accidentally injured in my home? Your Coverages - What additional coverages are available for my personal property such as: sports equipment, electronic data processing equipment, jewelry or other valuables? - Do I have an inventory and photographs of my personal possessions? - I'm getting married, can I get additional protection to cover wedding presents and other personal property I receive? Your Money - Can I save money if I have my auto insurance with Allstate too? - How can I make my home safer and possibly save money?
Popular Insurance Questions
Popular Insurance Glossary Terms
Portion of company profits allocated by an employer, in good years, to an employee's trust. Contributions on behalf of each employee are expressed as a percentage of salary with 5% being ...
Accounting method used to reduce income taxes on distributions from qualified pension or retirement plans. Ten-year averaging was repealed by the tax reform act of 1986 but is still ...
Flat amount added to the basic premium rate to reflect the cost of issuing a policy, establishing the required records, sending premium notices, and other related expenses. ...
Total premiums generated from all policies written by an insurance company within a given period of time. ...
Coverage for liability exposures that result from manufacturing and/or contracting operations in process on a manufacturer's premises (all locations of ongoing operations) or, in the case ...
Percentage of first year's premium paid to compensate an insurance agent. This is known as the "First Years" to show how much new business the agent is generating, compared with renewal ...
Same as term Claims Made Basis: method of determining whether or not coverage is available for a specific claim. If a claim is made during the time period when a liability policy is in ...
The term proprietary insurer may seem like a tongue-twister and a mind-twister in itself. It kind of is. But what is the definition of a proprietary insurer? A proprietary insurer is a ...
Formerly an employer's defense under which an injured employee had to bring a cause for action against the fellow employee causing the injury, not the employer. Workers Compensation laws ...
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