Niche Writers


Definition of "Niche writers"

Rae Dunkley
Rae Dunkley RE/MAX by the Lake

Insurance companies that seek an economic advantage, thereby increasing their returns on equity by utilizing their specialized knowledge about a given line of insurance, territory, or risk classification.

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Deductible Clause

Provision in insurance policies that states the deductible. ...

Field Underwriting

Judgment decision by the insurance agent concerning whether or not to submit an application. The decision is based on the agent's familiarity with the ...

Disqualified Person

Individual prohibited under the employee retirement income security act of 1974 (erisa) from conducting transactions with a trust plan. The prohibitio ...

Factory Insurance Association (fia)

Association of stock property insurance companies, formed to provide engineering services for member companies. These companies generally insure highl ...

Aggregate Indemnity

Total limit of coverage under all policies applicable to the covered loss for which an insured can be indemnified. For example, if two health insuranc ...

Principal Sum

Accidental death benefit option that can be added to a disability income (DI) policy under which a lump sum is payable at the loss of life, dismemberm ...

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