Do I Need Life Insurance?

When you are imagining the ideal place to live, what is the first place that comes to mind? Would you see yourself living close to the breezy coastal beaches or are you more of a mountain ...

Yes and no.The yes part of the answer is pretty standard; we’ve been covering it in the many many articles we put out on our real estate advice and tips page exposing the ...

When you're moving to a new city, it’s only natural to be struck by a burning desire to know everything you possibly can about your potential new home. You’ll want to know what ...

Having a good job market in the area you are living is an important aspect that could impact your way of life or whether you decide to relocate in the near future. Job opportunities are one ...

Heading towards the west coast of Florida you will run into the Tampa Bay area, one of the most visited places in the state. If we are moving more inland, away from the beach area, you will ...

If you’re thinking of buying a home in the city of Bowie MD, you may have a burning question on your mind: what cities are in the immediate vicinity of this mid sized town? There are ...

Canton GA used to be one of the country’s biggest cotton producers, but nowadays, the city is well known for the great attractions, shopping, dining, events, art, and parks. With a ...

Alexandria is one of the greatest cities in Virginia and there are a number of reasons for that. Firstly its location near the capital which makes it easy to go back and forward between the ...

Facility that provides short periods of stay for a terminally ill person in a homelike setting for either direct care or respite. A "terminally ill" person has a life expectancy of six ...

Same as term adverse selection: process in life insurance by which an applicant who is uninsurable, or is a greater than average risk, seeks to obtain a policy from a company at a standard ...

Type of guaranteed investment contract (GIC) under which a single payment is made into an account of an insurance company where it will remain for a stipulated number of years. Both the ...

In property insurance, a stipulated agreement between the insurance company and the insured that the amount of insurance coverage under the policy is sufficient to be in compliance with the ...

Technique of loss control and reduction of losses in insurance. Supporters of this method believe that the safety attitudes of individuals determine the safety precautions they take. The ...

Trust in which a home is transferred directly to the children while the parent (s) remain in the home for a fixed period of time, resulting in a substantially reduced estate tax cost. These ...

Technique of breaking down the various losses as a whole into useful components called subsets (strata) so that no subset is overrepresented. The result is the classification of losses ...

Affiliate of the national association of life underwriters (NALU) that supports legislators in the interest of the insurance agents. One becomes a member of LUPAC through a monetary ...