No-fault Automobile Insurance

Definition of "No-fault automobile insurance"

Nadia Santos real estate agent
Nadia Santos, Real Estate Agent Great Success Realty Inc

Type of coverage in which an insured's own policy provides indemnity for bodily injury and/or property damage without regard to fault. In many instances it is difficult if not impossible to determine the original cause such as who is at fault in a chain car collision. In states with no-fault liability insurance, an insured cannot sue for general damages until special damages including medical expenses exceed a minimum amount. This is an effort to eliminate groundless suits for general damages.


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