Underwriting Factors Health Insurance


Definition of "Underwriting factors: health insurance"

Michael Badeaux
Michael Badeaux Wilkinson ERA

Factors on the application that must be evaluated in order to complete the underwriting process: age; sex; physical condition; personal health history; family health history; financial condition; use of alcohol, drugs, or tobacco; occupation; avocation; and if in the military.

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What is a term? I need Hospital Insurance in addition to my current health insurance policy? What do I need to know about Pet Insurance? What is a lease purchase mortgage? What is a buyer's agent?