What Do I Need To Know About Individual Health Insurance?

A housing ratio is the percentage of your housing payment (principal, interest, taxes, and insurance) to your monthly gross income. Lenders use this ratio to qualify you for a loan. ...

Considering the fact that both cities are located in the Sonoran Desert and are surrounded by several mountain peaks they both have direct access to the hiking trails, amazing outdoor ...

Houston, Texas is a big city with a population of over 2 million and this metropolis provides housing and entertainment for anybody, no matter who you are and whats your social status, ...

There are many places across the United States that are great for families to live or for young professionals. The Villages from Florida is one of those places but with a focus on retirees. ...

A type of financing in which a developer or seller arranges for the buyer to get a loan at a rate below the current market rate. The developer or seller pays interest costs in order to ...

Land O’Lakes is a CDP(census-designated place) located in Pasco County Florida, in the Tampa Bay area. Close to the Gulf of Mexico coast but far enough that Land O’Lakes forms a ...

The real estate market in Florida has been for quite some time one of the hottest markets in the country. Being an international touristic destination with a good year-round climate makes ...

In figuring out the ten best states to live in, you always look at certain factors. These factors can differ from individual to individual, but they are always relative to what you are ...

Soliciting of customers for the purchasing of an insurance product. ...

Actuarial procedure used to determine the cost of protection of a cash value life insurance policy on an annual basis. This cost of protection is developed by the following steps: Cash ...

Risk management technique for shifting a corporation's exposure from itself. A risk manager looks at many alternatives to insurance to limit the risks a business firm faces. One transfer ...

Statement of the financial condition of the insurance company, as well as significant events during the year in which the company has been involved and/or that have affected the company. ...

Same as term Defined Benefit Plan: retirement plan under which benefits are fixed in advance by formula, and contributions vary. The defined benefit plan can be expressed in either of two ...

Documentation of loss required of a policyowner by an insurance company. For example, in the event of an insured's death, a death certificate (or copy) must be submitted to the company for ...

Insurance policy that is commercial lines in orientation and is composed of two or more of the following coverages: commercial property, business crime, business automobile, boiler and ...

Coverage for all kinds of personal property whether inside or outside an insured's (home) to include jewelry, musical instruments, cameras, fine arts, and precious stones. The insurance ...