Definition of "Attained age"

Tammy Lyles real estate agent
Tammy Lyles, Real Estate Agent S&M Realty of North Carolina

Insured's age at a particular point in time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and diminished life expectancy. Since later in life rates become prohibitive, many insureds do not make an attained age conversion.


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