Average Semiprivate Rate

Definition of "Average semiprivate rate"

In health insurance, the applicable average rate charged for a semiprivate room in the geographical area in which the charge is incurred.

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What is Long Term Care Insurance? What is a Multiple Listing Service (MLS)? What is a lock in? I looked at a property yesterday with a REALTOR® who seems to be clueless. I am really interested in purchasing the property, though. Can I switch agents and still make the purchase? What is a seller takeback?