Commissioners Standard Industrial Mortality Table (csi)

Definition of "Commissioners standard industrial mortality table (csi)"

Sandra Lindstrom real estate agent
Sandra Lindstrom, Real Estate Agent Carl Guild and Associates

Table used in calculating various nonforfeiture values for industrial life insurance policies. These tables give the minimum values that must be generated to the policyowner. The insured's life expectancy, according to the Commissioners Standard Industrial Mortality Table, is shorter than the life expectancy given in ordinary life tables such as the commissioners standard ordinary mortality table (CSO). Thus the Industrial Mortality Table's premiums are relatively higher than those based on the CSO Table. This is because the life expectancy of purchasers of industrial policies tends on average to be less than that of people who buy ordinary life policies.


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