Mode Of Entry | Insurance Glossary

Definition of "Mode of entry"

method of gaining illegal entry to perform a criminal act. If a policyholder makes a claim for loss of jewelry or rugs under a homeowners policy, or if a business owner makes a claim for damage caused by vandals, the insurer must establish how the vandal orburglar gained entry. The mode of entry is important both (a) to determine that someone did actually enter the premises and (b) toestablish that the policyholder was not unduly negligent.
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