google bot detected Nonoccupational Disability | Insurance Glossary |

Nonoccupational Disability

Definition of "Nonoccupational disability"

Fred Hogan
  Harry Norman Realtors

Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did not occur at work: Rhode Island, California, New Jersey, New York, and Hawaii. Except for Rhode Island, employers may buy private coverage; in Rhode Island, they must get coverage from a state fund. Hawaii is the only state without an optional state fund.

Related Real Estate Glossary terms

Related Real Estate FAQ