Definition of "Personal jewelry insurance"
Dane Judson CA BRE Lic. #02001050, Real Estate Agent
Judso Real Estate
Coverage on jewelry and precious stones on an all risks basis at any location subject to exclusions of wear and tear, war, and nuclear disaster. Each item must be specifically listed in the policy. This coverage is of importance to insureds with valuable jewelry since most property insurance policies such as the homeowners insurance policy have relatively low limits of coverage for jewelry and precious stones.
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