Priestly V. Fowler
1837 British case that established that an employer was not responsible for injury to an employee if the injury was caused by another employee. Prior to this, English common law provided that an employer took responsibility for his employees; Priestly v. Fowler was the first crack in that relationship. Later, other exceptions to employer responsibility were established until finally the employee shouldered all responsibility for his own welfare because, it was argued, he or she had, after all, agreed to accept the job. Late in the 19th century in Great Britain, and early in the 20th century in the U.S., workers compensation laws were passed in which the employer accepts responsibility for on-the-job injuries and pays benefits according to an established schedule. In exchange, the employee accepts this as the exclusive remedy. However, in the past decade there have been many challenges to this system, including cases in which injured employees have been allowed to sue their employers.
Popular Insurance Terms
Coverage under the Homeowners Form-4 (HO-4) for the insured's personal property and loss of use against fire and/or lightning; vandalism and/or malicious mischief; windstorm and/or hail; ...
Document providing additional medical information on an applicant. This statement is requested by the insurance company when the medical examination and/or application points to medical ...
Trust whereby asset management is provided until a child reaches the age of majority. Upon reaching majority, the child has full use and control over the assets. The grantor of the trust ...
Bond issued to a contractor guaranteeing that the supplier (individual posting the bond) will provide all of the necessary materials for the satisfactory completion of the contracted ...
Value or property given by an individual to a trustee who holds and administers it for the benefit of the donee (recipient of the gift). For example, a father entrusts a life insurance ...
Coverage during the operation of a ship for: Property of Ship (ship's hull, tackle, passenger fittings, equipment, stores, boats), and ordnance; Property Damage Liability (ship's owner ...
Program designed as protection for political risk (action taken by a foreign government resulting in financial loss to companies trading or investing overseas). Coverage is provided for ...
Adaptation of a standard insurance contract for special needs. Standard forms do not cover all needs but they can be adapted by an underwriter, broker, or an insurance company at the ...
The definition of short rate cancellation is a penalty method that is applied when an insurance policy is canceled before its expiration date. This penalty method uses a table to determine ...

Have a question or comment?
We're here to help.